LegalizeDirective 2009/103/EC of the European Parliament and of the Council of 16 September 2009 relating to insurance against civil liability in respect of the use of motor vehicles, and the enforcement of the obligation to insure against such liability (Codified version) (Text with EEA relevance)
- (a) an assessment of the financing capacities and financing needs of the compensation bodies in relation to their potential liabilities, taking into account the risk of insolvency of motor insurers in the Member States’ markets;
- (b) an assessment of the harmonisation of the funding approach of the compensation bodies;
- (c) if the report is accompanied by a legislative proposal, an assessment of the impact of contributions upon motor insurance contract premiums.
No later than 24 December 2030, the Commission shall submit a report to the European Parliament, to the Council and to the European Economic and Social Committee evaluating the implementation of this Directive, with the exception of the elements that are concerned by the evaluation referred to in paragraph 1, including in respect of:
- (a) the application of this Directive with regard to technological developments, in particular with regard to autonomous and semi- autonomous vehicles;
- (b) the adequacy of the scope of this Directive, considering the accident risks posed by different motor vehicles;
- (c) in the form of a review, the effectiveness of information exchange systems for the purposes of checks on insurance in cross-border situations, including, if needed, an assessment, for such cases, of the feasibility of using existing information exchange systems, and in any event, an analysis of the objectives of the information exchange systems and an assessment of their costs; and
- (d) the use by insurance undertakings of systems in which premiums are influenced by the policyholders’ claims-history statements, inter alia, bonus-malus systems or ‘no claims bonus’.
That report shall be accompanied, where appropriate, by a legislative proposal.
Article 29
Repeal
Directives 72/166/EEC, 84/5/EEC, 90/232/EEC, 2000/26/EC and 2005/14/EC, as amended by the Directives listed in Annex I, Part A, are hereby repealed, without prejudice to the obligations of the Member States relating to the time limits for transposition into national law and application of the Directives set out in Annex I, Part B.
References to the repealed Directives shall be construed as references to this Directive and shall be read in accordance with the correlation table in Annex II.
Article 30
Entry into force
This Directive shall enter into force on the 20th day following its publication in the Official Journal of the European Union.
Article 10a (1) to (12) shall apply from the date of the agreement referred to in Article 10a(13), first subparagraph, or from the date of application of the Commission delegated act referred to in Article 10a(13), fourth subparagraph.
Article 25a (1) to (12) shall apply from the date of the agreement referred to in Article 25a(13), first subparagraph, or from the date of application of the Commission delegated act referred to in Article 25a(13), fourth subparagraph.
However, Articles 10a(1) to (12) and Article 25a(1) to (12) shall not apply before 23 December 2023.
Article 16 , second paragraph, second sentence, and third, fourth and fifth paragraphs shall apply from 23 April 2024 or from the date of application of the Commission implementing act referred to in Article 16, sixth paragraph, whichever is the later.
Article 31
Addressees
This Directive is addressed to the Member States.
ANNEX I
PART A
Repealed Directive with list of its successive amendments
(referred to in Article 29)
| Council Directive 72/166/EEC (OJ L 103, 2.5.1972, p. 1) | |
| Council Directive 72/430/EEC (OJ L 291, 28.12.1972, p. 162) | |
| Council Directive 84/5/EEC (OJ L 8, 11.1.1984, p. 17) | Only Article 4 |
| Directive 2005/14/EC of the European Parliament and Council (OJ L 149, 11.6.2005, p. 14) | Only Article 1 |
| Council Directive 84/5/EEC (OJ L 8, 11.1.1984, p. 17) | |
| Annex I, point IX.F of the 1985 Act of Accession (OJ L 302, 15.11.1985, p. 218) | |
| Council Directive 90/232/EEC (OJ L 129, 19.5.1990, p. 33) | Only Article 4 |
| Directive 2005/14/EC of the European Parliament and Council (OJ L 149, 11.6.2005, p. 14) | Only Article 2 |
| Council Directive 90/232/EEC (OJ L 129, 19.5.1990, p. 33) | |
| Directive 2005/14/EC of the European Parliament and Council (OJ L 149, 11.6.2005, p. 14) | Only Article 4 |
| Directive 2000/26/EC of the European Parliament and Council (OJ L 181, 20.7.2000, p. 65) | |
| Directive 2005/14/EC of the European Parliament and Council (OJ L 149, 11.6.2005, p. 14) | Only Article 5 |
| Directive 2005/14/EC of the European Parliament and Council (OJ L 149, 11.6.2005, p. 14) |
PART B
List of time limits for transposition into national law and application
(referred to in Article 29)
| Directive | Time limit for transposition | Date of application |
|---|---|---|
| 72/166/EEC | 31 December 1973 | — |
| 72/430/EEC | — | 1 January 1973 |
| 84/5/EEC | 31 December 1987 | 31 December 1988 |
| 90/232/EEC | 31 December 1992 | — |
| 2000/26/EC | 19 July 2002 | 19 January 2003 |
| 2005/14/EC | 11 June 2007 | — |
ANNEX II
CORRELATION TABLE
| Directive 72/166/EEC | Directive 84/5/EEC | Directive 90/232/EEC | Directive 2000/26/EC | This Directive |
|---|---|---|---|---|
| Article 1, points (1) to (3) | Article 1, points (1) to (3) | |||
| Article 1, point (4), first indent | Article 1, point (4)(a) | |||
| Article 1, point (4), second indent | Article 1, point (4)(b) | |||
| Article 1, point (4), third indent | Article 1, point (4)(c) | |||
| Article 1, point (4), fourth indent | Article 1, point (4)(d) | |||
| Article 1, point (5) | Article 1, point (5) | |||
| Article 2(1) | Article 4 | |||
| Article 2(2), introductory wording | Article 2, introductory wording | |||
| Article 2(2), first indent | Article 2, point (a) | |||
| Article 2(2), second indent | Article 2, point (b) | |||
| Article 2(2), third indent | Article 2, point (c) | |||
| Article 3(1), first sentence | Article 3, first paragraph | |||
| Article 3(1), second sentence | Article 3, second paragraph | |||
| Article 3(2), introductory wording | Article 3, third paragraph, introductory wording | |||
| Article 3(2), first indent | Article 3, third paragraph, point (a) | |||
| Article 3(2), second indent | Article 3, third paragraph, point (b) | |||
| Article 4, introductory wording | Article 5(1), first subparagraph | |||
| Article 4, point (a), first subparagraph | Article 5(1), first subparagraph | |||
| Article 4, point (a), second subparagraph, first sentence | Article 5(1), second subparagraph | |||
| Article 4, point (a), second subparagraph, second sentence | Article 5(1), third subparagraph | |||
| Article 4, point (a), second subparagraph, third sentence | Article 5(1), fourth subparagraph | |||
| Article 4, point (a), second subparagraph, fourth sentence | Article 5(1), fifth subparagraph | |||
| Article 4, point (b), first subparagraph | Article 5(2), first subparagraph | |||
| Article 4, point (b), second subparagraph, first sentence | Article 5(2), second subparagraph | |||
| Article 4, point (b), second subparagraph, second sentence | Article 5(2), third subparagraph | |||
| Article 4, point (b), third subparagraph, first sentence | Article 5(2), fourth subparagraph | |||
| Article 4, point (b), third subparagraph, second sentence | Article 5(2), fifth subparagraph | |||
| Article 5, introductory wording | Article 6, first subparagraph, introductory wording | |||
| Article 5, first indent | Article 6, first paragraph, point (a) | |||
| Article 5, second indent | Article 6, first paragraph, point (b) | |||
| Article 5, final wording | Article 6, second paragraph | |||
| Article 6 | Article 7 | |||
| Article 7(1) | Article 8(1), first subparagraph | |||
| Article 7(2) | Article 8(1), second subparagraph | |||
| Article 7(3) | Article 8(2) | |||
| Article 8 | — | |||
| Article 1(1) | Article 3, fourth paragraph | |||
| Article 1(2) | Article 9(1) | |||
| Article 1(3) | Article 9(2) | |||
| Article 1(4) | Article 10(1) | |||
| Article 1(5) | Article 10(2) | |||
| Article 1(6) | Article 10(3) | |||
| Article 1(7) | Article 10(4) | |||
| Article 2(1), first subparagraph, introductory wording | Article 13(1), first subparagraph, introductory wording | |||
| Article 2(1), first indent | Article 13(1), first subparagraph, point (a) | |||
| Article 2(1), second indent | Article 13(1), first subparagraph, point (b) | |||
| Article 2(1), third indent | Article 13(1), first subparagraph, point (c) | |||
| Article 2(1), first subparagraph, final wording | Article 13(1), first subparagraph, introductory wording | |||
| Article 2(1), second and third subparagraphs | Article 13(1), second and third subparagraphs | |||
| Article 2(2) | Article 13(2) | |||
| Article 3 | Article 12(2) | |||
| Article 4 | — | |||
| Article 5 | — | |||
| Article 6 | — | |||
| Article 1, first paragraph | Article 12(1) | |||
| Article 1, second paragraph | Article 13(3) | |||
| Article 1, third paragraph | — | |||
| Article 1a, first sentence | Article 12(3), first subparagraph | |||
| Article 1a, second sentence | Article 12(3), second subparagraph | |||
| Article 2, introductory wording | Article 14, introductory wording | |||
| Article 2, first indent | Article 14, point (a) | |||
| Article 2, second indent | Article 14, point (b) | |||
| Article 3 | — | |||
| Article 4 | Article 11 | |||
| Article 4a | Article 15 | |||
| Article 4b, first sentence | Article 16, first paragraph | |||
| Article 4b, second sentence | Article 16, second paragraph | |||
| Article 4c | Article 17 | |||
| Article 4d | Article 3 | Article 18 | ||
| Article 4e, first paragraph | Article 19, first paragraph | |||
| Article 4e, second paragraph, first sentence | Article 19, second paragraph | |||
| Article 4e, second paragraph, second sentence | Article 19, third paragraph | |||
| Article 5(1) | Article 23(5) | |||
| Article 5(2) | — | |||
| Article 6 | — | |||
| Article 1(1) | Article 20(1) | |||
| Article 1(2) | Article 20(2) | |||
| Article 1(3) | Article 25(2) | |||
| Article 2, introductory wording | — | |||
| Article 2, point (a) | Article 1, point (6) | |||
| Article 2, point (b) | Article 1, point (7) | |||
| Article 2, points (c), (d) and (e) | — | |||
| Article 4(1), first sentence | Article 21(1), first subparagraph | |||
| Article 4(1), second sentence | Article 21(1), second subparagraph | |||
| Article 4(1), third sentence | Article 21(1), third subparagraph | |||
| Article 4(2), first sentence | Article 21(2), first subparagraph | |||
| Article 4(2), second sentence | Article 21(2), second subparagraph | |||
| Article 4(3) | Article 21(3) | |||
| Article 4(4), first sentence | Article 21(4), first subparagraph | |||
| Article 4(4), second sentence | Article 21(4), second subparagraph | |||
| Article 4(5), first sentence | Article 21(5), first subparagraph | |||
| Article 4(5), second sentence | Article 21(5), second subparagraph | |||
| Article 4(6) | Article 22 | |||
| Article 4(7) | — | |||
| Article 4(8) | Article 21(6) | |||
| Article 5(1), first subparagraph, introductory wording | Article 23(1), first subparagraph, introductory wording | |||
| Article 5(1), first subparagraph, point (a), introductory wording | Article 23(1), first subparagraph, point (a), introductory wording | |||
| Article 5(1), first subparagraph, point (a)(1) | Article 23(1), first subparagraph, point (a)(i) | |||
| Article 5(1), first subparagraph, point (a)(2) | Article 23(1), first subparagraph, point (a)(ii) | |||
| Article 5(1), first subparagraph, point (a)(3) | Article 23(1), first subparagraph, point (a)(iii) | |||
| Article 5(1), first subparagraph, point (a)(4) | Article 23(1), first subparagraph, point (a)(iv) | |||
| Article 5(1), first subparagraph, point (a)(5), introductory wording | Article 23(1), first subparagraph, point (a)(v), introductory wording | |||
| Article 5(1), first subparagraph, point (a)(5)(i) | Article 23(1), first subparagraph, point (a)(v), first indent | |||
| Article 5(1), first subparagraph, point (a)(5)(ii) | Article 23(1), first subparagraph, point (a)(v), second indent | |||
| Article 5(1), second subparagraph | Article 23(1), second subparagraph | |||
| Article 5(2), (3) and (4) | Article 23(2), (3) and (4) | |||
| Article 5(5) | Article 23(6) | |||
| Article 6(1) | Article 24(1) | |||
| Article 6(2), first subparagraph | Article 24(2), first subparagraph | |||
| Article 6(2), second subparagraph, first sentence | Article 24(2), second subparagraph | |||
| Article 6(2), second subparagraph, second sentence | Article 24(2), third subparagraph | |||
| Article 6(3), first subparagraph | Article 24(3) | |||
| Article 6(3), second subparagraph | — | |||
| Article 6a | Article 26 | |||
| Article 7, introductory wording | Article 25(1), introductory wording | |||
| Article 7, point (a) | Article 25(1), point (a) | |||
| Article 7, point (b) | Article 25(1), point (b) | |||
| Article 7, point (c) | Article 25(1), point (c) | |||
| Article 8 | — | |||
| Article 9 | — | |||
| Article 10(1) to (3) | — | |||
| Article 10(4) | Article 28(1) | |||
| Article 10(5) | Article 28(2) | |||
| Article 29 | ||||
| Article 11 | Article 30 | |||
| Article 12 | Article 27 | |||
| Article 9 | Article 7 | Article 7 | Article 13 | Article 31 |
| Annex I | ||||
| Annex II |
[^E0001]: OJ L 172, 4.7.1988, p. 1.
[^E0002]: Directive 2009/138/EC of the European Parliament and of the Council of 25 November 2009 on the taking-up and pursuit of the business of Insurance and Reinsurance (Solvency II) (OJ L 335, 17.12.2009, p. 1).
[^E0003]: Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation) (OJ L 119, 4.5.2016, p. 1).
[^E0004]: Regulation (EU) 2016/792 of the European Parliament and of the Council of 11 May 2016 on harmonised indices of consumer prices and the house price index, and repealing Council Regulation (EC) No 2494/95 (OJ L 135, 24.5.2016, p. 11).
[^E0005]: Commission Decision 2004/9/EC of 5 November 2003 establishing the European Insurance and Occupational Pensions Committee (OJ L 3, 7.1.2004, p. 34).
[^E0006]: Regulation (EU) No 182/2011 of the European Parliament and of the Council of 16 February 2011 laying down the rules and general principles concerning mechanisms for control by Member States of the Commission’s exercise of implementing powers (OJ L 55, 28.2.2011, p. 13).
[^E0007]: OJ L 123, 12.5.2016, p. 1.
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