LegalizeCommission Delegated Regulation (EU) 2025/367 of 25 November 2024 supplementing Regulation (EU) 2019/1700 of the European Parliament and of the Council by specifying the number and the title of the variables for over-indebtedness, consumption and wealth in the income and living conditions domain and amending Delegated Regulation (EU) 2022/29
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| Image omitted; see official source | Official Journal of the European Union | EN L series |
| --- | --- | --- |
| 2025/367 | 21.2.2025 |
THE EUROPEAN COMMISSION,
Having regard to the Treaty on the Functioning of the European Union,
Having regard to Regulation (EU) 2019/1700 of the European Parliament and the Council of 10 October 2019 establishing a common framework for European statistics relating to persons and households, based on data at individual level collected from samples, amending Regulations (EC) No 808/2004, (EC) No 452/2008 and (EC) No 1338/2008 of the European Parliament and of the Council and repealing Regulation (EC) No 1177/2003 of the European Parliament and of the Council and Council Regulation (EC) No 577/98 [^ntr1-L_202500367EN.000101-E0001], and in particular Article 6(1) thereof,
Whereas:
- (1) The income and living conditions domain, set out in Article 3(1), point (b), of Regulation (EU) 2019/1700, provides the information required for the European Semester [^ntr2-L_202500367EN.000101-E0002] and the European Pillar of Social Rights [^ntr3-L_202500367EN.000101-E0003], in particular on income distribution, poverty and social exclusion. It also provides information for various other Union policies related to living conditions and poverty.
- (2) The subject of over-indebtedness, consumption and wealth is of key importance, especially for statistical matching of data between income and living condition domain and consumption domain, providing information on the material well-being that cannot be provided from sole data collection and allows to fill gaps for policymaking. The Commission should therefore specify the number and the title of variables for over-indebtedness, consumption and wealth.
- (3) In order to ensure that the policy request for better statistics on the energy poverty is fulfilled, there is a strong need to collect variables on energy (energy sources used by the households and energy cost) and therefore it is necessary to amend Commission Delegated Regulation (EU) 2022/29 [^ntr4-L_202500367EN.000101-E0004].
- (4) Pursuant to Article 6(2) of Regulation (EU) 2019/1700, the number of variables to be collected is not to exceed by more than 5 % the number of variables collected for the income and living conditions domain at the time of entry into force of that Regulation,
HAS ADOPTED THIS REGULATION:
Article 1
The number and title of the variables as regards ‘over-indebtedness, consumption and wealth’ in the income and living conditions domain is set out in Annex I.
Article 2
The Annex to Delegated Regulation (EU) 2022/29 is amended in accordance with Annex II to this Regulation.
Article 3
This Regulation shall enter into force on the twentieth day following that of its publication in the Official Journal of the European Union.
This Regulation shall be binding in its entirety and directly applicable in all Member States.
Done at Brussels, 25 November 2024.
For the Commission
The President
Ursula VON DER LEYEN
[^ntr1-L_202500367EN.000101-E0001]: OJ L 261 I, 14.10.2019, p. 1, ELI: http://data.europa.eu/eli/reg/2019/1700/oj.
[^ntr2-L_202500367EN.000101-E0002]: The European Semester is the European Union’s framework for the coordination and surveillance of economic and social policies.
[^ntr3-L_202500367EN.000101-E0003]: OJ C 428, 13.12.2017, p. 10.
[^ntr4-L_202500367EN.000101-E0004]: Commission Delegated Regulation (EU) 2022/29 of 28 October 2021 supplementing Regulation (EU) 2019/1700 of the European Parliament and of the Council by specifying the number and the title of the variables in the income and living conditions domain on Labour market and housing, Intergenerational transmission of advantages and disadvantages, Housing difficulties, and the 2023 ad hoc subject on Households energy efficiency (OJ L 7, 12.1.2022, p. 1, ELI: http://data.europa.eu/eli/reg_del/2022/29/oj).
ANNEX I
Number and titles of the variables for the six-yearly module on over-indebtedness, consumption and wealth in the income and living conditions domain.
| Set of variables | Detailed topic | Variable identifier | Variable name |
|---|---|---|---|
| Over-indebtedness, consumption and wealth | Over-indebtedness, including reasons (14 variables collected) | HI022 | Arrears on non-housing bills |
| Over-indebtedness, consumption and wealth | Over-indebtedness, including reasons (14 variables collected) | HI090 | Number of loans (excluding mortgages on purchase of main residence) |
| Over-indebtedness, consumption and wealth | Over-indebtedness, including reasons (14 variables collected) | HI101 | Loans on property (including household furniture, appliances and interior decoration and excluding mortgages on purchase of main residence) |
| Over-indebtedness, consumption and wealth | Over-indebtedness, including reasons (14 variables collected) | HI102 | Loans on car, motorcycle, caravan, van, bike or other means of transport |
| Over-indebtedness, consumption and wealth | Over-indebtedness, including reasons (14 variables collected) | HI103 | Loans on healthcare |
| Over-indebtedness, consumption and wealth | Over-indebtedness, including reasons (14 variables collected) | HI104 | Loans on education |
| Over-indebtedness, consumption and wealth | Over-indebtedness, including reasons (14 variables collected) | HI105 | Loans to cover daily expenses |
| Over-indebtedness, consumption and wealth | Over-indebtedness, including reasons (14 variables collected) | HI106 | Loans on other purposes (excluding mortgages on purchase of main residence) |
| Over-indebtedness, consumption and wealth | Over-indebtedness, including reasons (14 variables collected) | HI120 | Amount due last month on loans (excluding mortgages on purchase of main residence) |
| Over-indebtedness, consumption and wealth | Over-indebtedness, including reasons (14 variables collected) | HI111 | Loans (excluding mortgages on purchase of main residence) taken from bank or other financial institution (such as credit union, microcredit provider) |
| Over-indebtedness, consumption and wealth | Over-indebtedness, including reasons (14 variables collected) | HI112 | Loans (excluding mortgages on purchase of main residence) taken from payday loan company or pawnbroker/cash converter |
| Over-indebtedness, consumption and wealth | Over-indebtedness, including reasons (14 variables collected) | HI113 | Loans (excluding mortgages on purchase of main residence) taken from private sources (such as family, friends) |
| Over-indebtedness, consumption and wealth | Over-indebtedness, including reasons (14 variables collected) | HI114 | Loans (excluding mortgages on purchase of main residence) taken using ‘buy now pay later’ or in store credit/loan instalment purchase from the seller |
| Over-indebtedness, consumption and wealth | Over-indebtedness, including reasons (14 variables collected) | HI115 | Loans (excluding mortgages on purchase of main residence) taken from other sources |
| Over-indebtedness, consumption and wealth | Consumption (5 variables collected) | HC310 | Food or drink at home |
| Over-indebtedness, consumption and wealth | Consumption (5 variables collected) | HC320 | Food or drink outside home |
| Over-indebtedness, consumption and wealth | Consumption (5 variables collected) | HC330 | Public transport |
| Over-indebtedness, consumption and wealth | Consumption (5 variables collected) | HC340 | Private transport |
| Over-indebtedness, consumption and wealth | Consumption (5 variables collected) | HC350 | Savings (in a typical month) |
| Over-indebtedness, consumption and wealth | Wealth, including dwelling ownership (4 collected variables) | HV010 | Value of the main residence |
| Over-indebtedness, consumption and wealth | Wealth, including dwelling ownership (4 collected variables) | HV070 | Total left to repay for the mortgage on main residence |
| Over-indebtedness, consumption and wealth | Wealth, including dwelling ownership (4 collected variables) | HV020 | Possession of real estate other than main residence |
| Over-indebtedness, consumption and wealth | Wealth, including dwelling ownership (4 collected variables) | HV080 | Ability to maintain the same standard of living using savings |
| Over-indebtedness, consumption and wealth | Assessment of own needs (1 collected variable) | HS130 | Lowest monthly income to make ends meet |
ANNEX II
In the Annex to Delegated Regulation (EU) 2022/29, the set of variables on Labour market and housing is replaced by the following set of variables:
| ‘Set of variables | Detailed topic | Variable identifier | Variable name |
|---|---|---|---|
| Labour market and housing | Characteristics of the workplace (4 collected variables) | PL230 | Public/private employment sector |
| Labour market and housing | Characteristics of the workplace (4 collected variables) | PW100 | Job satisfaction |
| Labour market and housing | Characteristics of the workplace (4 collected variables) | PL260 | Usual hours worked per week |
| Labour market and housing | Characteristics of the workplace (4 collected variables) | PL130 | Size of the local unit for main job |
| Labour market and housing | Employment status (2 collected variables) | PL120 | Reason for working less than 30 hours |
| Labour market and housing | Employment status (2 collected variables) | PL280 | Length of registration of unemployment |
| Labour market and housing | Educational attainment – details, including education interrupted or abandoned (2 collected variables) | PE030 | Year when highest level of education was attained |
| Labour market and housing | Educational attainment – details, including education interrupted or abandoned (2 collected variables) | PE050 | Educational interrupted or abandoned |
| Labour market and housing | Housing conditions details, including deprivation and imputed rent (14 collected variables: 12 variables compulsory, 2 variables optional) | HS160 | Problems with the dwelling: too dark, not enough light |
| Labour market and housing | Housing conditions details, including deprivation and imputed rent (14 collected variables: 12 variables compulsory, 2 variables optional) | HS170 | Noise from the neighbours or from the street |
| Labour market and housing | Housing conditions details, including deprivation and imputed rent (14 collected variables: 12 variables compulsory, 2 variables optional) | HC020 | Size of the dwelling in square metres |
| Labour market and housing | Housing conditions details, including deprivation and imputed rent (14 collected variables: 12 variables compulsory, 2 variables optional) | HC001 | Heating system used |
| Labour market and housing | Housing conditions details, including deprivation and imputed rent (14 collected variables: 12 variables compulsory, 2 variables optional) | HC002 | Main energy source |
| Labour market and housing | Housing conditions details, including deprivation and imputed rent (14 collected variables: 12 variables compulsory, 2 variables optional) | HC007 | Total energy cost |
| Labour market and housing | Housing conditions details, including deprivation and imputed rent (14 collected variables: 12 variables compulsory, 2 variables optional) | HC080 | Overall satisfaction with the dwelling |
| Labour market and housing | Housing conditions details, including deprivation and imputed rent (14 collected variables: 12 variables compulsory, 2 variables optional) | HY030 | Imputed rent |
| Labour market and housing | Housing conditions details, including deprivation and imputed rent (14 collected variables: 12 variables compulsory, 2 variables optional) | HH040 | Leaking roof, damp walls/floors/foundation, or rot in window frames or floor |
| Labour market and housing | Housing conditions details, including deprivation and imputed rent (14 collected variables: 12 variables compulsory, 2 variables optional) | HS140 | Financial burden of the total housing cost |
| Labour market and housing | Housing conditions details, including deprivation and imputed rent (14 collected variables: 12 variables compulsory, 2 variables optional) | HS180 | Pollution, grime or other environment problems |
| Labour market and housing | Housing conditions details, including deprivation and imputed rent (14 collected variables: 12 variables compulsory, 2 variables optional) | HS190 | Crime, violence or vandalism in the area |
| Labour market and housing | Housing conditions details, including deprivation and imputed rent (14 collected variables: 12 variables compulsory, 2 variables optional) | HH081 | Bath or shower in dwelling (OPTIONAL) |
| Labour market and housing | Housing conditions details, including deprivation and imputed rent (14 collected variables: 12 variables compulsory, 2 variables optional) | HH091 | Indoor flushing toilet for sole use of the household (OPTIONAL)’ |
ELI: http://data.europa.eu/eli/reg_del/2025/367/oj
ISSN 1977-0677 (electronic edition)
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