LegalizeCommission Implementing Regulation (EU) 2025/790 of 23 April 2025 laying down implementing technical standards for the application of Directive 2013/36/EU of the European Parliament and of the Council with regard to the operational functioning of colleges of supervisors
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| — Provide a description of the college-specific communication policy between the competent authorities and the EU parent undertaking or institution, as well as its entities, building on the provisions of the relevant articles of Implementing Regulation (EU) 2025/790. |
M. Any other agreement concerning the functioning of the college between the consolidating supervisor or competent authorities of the home Member State, and other college members and observers
| — Provide details of the agreed procedures and timeline to be followed for the circulation of meeting documents. — Provide details here of any other college-specific agreements, where relevant. |
COOPERATION IN CASE OF AN EVENT OF ADVERSE MATERIAL EFFECT ON THE RISK PROFILE OF THE GROUP OR ITS ENTITIES ESTABLISHED IN A MEMBER STATE
| — Provide a description of the event and the details of the college-specific process to exchange information between the members of the college in case of an event of adverse material effect on the risk profile, in particular: — a description of the characteristics of such event and a list of possible/potential cases of an event of adverse material effect on the risk profile of the group or its entities, when the below-described procedure apply, — the primary secure channel of communication, — the timing of the set of information, as included in Annex D to be shared in the supervisory college depending on the nature, severity, potential systemic impact and likelihood of contagion of the event of adverse material effect and its foreseen evolution, — any further information to be shared, as agreed by the consolidating supervisor and the members of the supervisory college, in addition to the set of information included in Annex D, where relevant, — a coordinated supervisory response, if that deemed necessary by the consolidating supervisor and the members of the supervisory college. |
FRAMEWORK FOR THE PLANNING AND COORDINATION OF SUPERVISORY ACTIVITIES IN PREPARATION FOR AND DURING EMERGENCY SITUATIONS
N. Introduction and identification of contact persons and contact details for emergency situations
| — Make reference to Article 112(1)(c) of Directive 2013/36/EU on the planning and coordination of supervisory activities in preparation for and during emergency situations. — Make a link to Annex B of this template (Emergency Contact List). |
O. Information to be exchanged and procedures to be followed in an emergency situation
(a) Framework on information to be exchanged during an emergency situation
| — Describe the college-specific procedures to be used by the members of the college during emergency situations, including the primary secure channel of communication. — Provide the minimum set of information that has been specified in advance, and that is expected to be shared by the consolidating supervisor or competent authorities of the home Member State and the other supervisory college members in case an emergency situation has been identified. — Provide details for reviewing the ability of the EU parent undertaking or institution to produce the set of information agreed by the supervisory college. Provide a description of planned reviews and frequency of simulation exercises, as appropriate. |
(b) Framework for coordination and cooperation procedures for an emergency situation
| — Make reference to the relevant article of Implementing Regulation (EU) 2025/790 relating to alerts for emergency situations and provide a description of the framework for the consolidating supervisor and the other supervisory college members to alert each other when an emergency situation arises at a subsidiary or EU parent undertaking. Provisions for alerting EBA and competent authorities of host Member States where significant branches are established should be also included. — Describe the coordination with the resolution college, via the group-level resolution authority, or other supervisory colleges (e.g. the second supervisory colleges set up in accordance with Article 21b(2) of Directive 2013/36/EU) or groups (e.g. Crisis Management Group) that may be involved in dealing with an emergency situation affecting the group, if applicable. — Provide a reference to the agreed secure channels of communication to be used for exchanging information during an emergency situation (e.g. encrypted emails, college-specific secure website). — Provide a list of cases (examples of emergency situations) where alerts will be made and notified. |
(c) Framework for emergency situation management
| — Provide a description of the emergency situation management framework covering the following points based on the relevant articles of Delegated Regulation (EU) 2025/791 and Implementing Regulation (EU) 2025/790: — the coordinated supervisory assessment, including key components of the common assessment of the emergency situation, — the coordinated supervisory response, including details on the need, scope and conditions for any supervisory actions to be applied to the EU parent undertaking or institution, or the affected group entities or branches, as well as the information to be exchanged within the college, as necessary, with the group-level resolution authority and with the EBA, — the monitoring of the coordinated supervisory response, including any measures and arrangements agreed upon. |
(d) Framework for external communication
| — Provide a description of the external communication framework covering: — allocation of responsibilities for coordinating public communication at the different stages of the emergency situation, — the level of information to be disclosed taking into account the possibility of exercising discretion in order to maintain market confidence and any other additional obligation when the group affected by the emergency situation is listed in one or more jurisdictions, — preparation of joint public statements even where only one competent authority has to make such a statement, if the interests of the other members of the college may be at stake, — exceptional circumstances and actions to be taken where a competent authority concerned may issue a separate statement, — responsibility for contacting the EU parent undertaking or institution and its subsidiaries or branches, as appropriate, — responsibility and actions to be taken for communicating coordinated actions to address the emergency situation. |
FINAL PROVISIONS
| — Provide details on the commitment of the competent authorities agreeing on and signing the written coordination and cooperation arrangements to apply these provisions until any communication concerning discontinuation of these arrangements. — The consent of the members of the supervisory college to the written coordination and cooperation arrangements or any of their amendments shall be formalised in writing, which includes acceptance by email. — Competent authorities’ signatures, as applicable, can be inserted in this section or as an Annex. Provide any updates on and revisions of these written coordination and cooperation arrangements to reflect relevant changes agreed by the college members. — Make reference to the language of communication and if applicable, the publication of the written coordination and cooperation arrangements. |
9
Directive 2013/36/EU of the European Parliament and of the Council of 26 June 2013 on access to the activity of credit institutions and the prudential supervision of credit institutions, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC (OJ L 176, 27.6.2013, p. 338, ELI: http://data.europa.eu/eli/dir/2013/36/oj).
10
Commission Delegated Regulation (EU) 2025/791 of 23 April 2025 supplementing Directive 2013/36/EU of the European Parliament and the Council with regard to regulatory technical standards specifying the general conditions for the functioning of supervisory colleges and repealing Commission Delegated Regulation (EU) 2016/98 (OJ L, 2025/791, 8.8.2025, ELI: http://data.europa.eu/eli/reg_del/2025/791/oj).
11
Commission Implementing Regulation (EU) 2025/790 of 23 April 2025 laying down implementing technical standards for the application of Directive 2013/36/EU of the European Parliament and of the Council with regard to the operational functioning of colleges of supervisors (OJ L, 2025/790, 8.8.2025, ELI: http://data.europa.eu/eli/reg_impl/2025/790/oj).
12
Directive 2014/59/EU of the European Parliament and of the Council of 15 May 2014 establishing a framework for the recovery and resolution of credit institutions and investment firms and amending Council Directive 82/891/EEC, and Directives 2001/24/EC, 2002/47/EC, 2004/25/EC, 2005/56/EC, 2007/36/EC, 2011/35/EU, 2012/30/EU and 2013/36/EU, and Regulations (EU) No 1093/2010 and (EU) No 648/2012, of the European Parliament and of the Council (OJ L 173, 12.6.2014, p. 190, ELI: http://data.europa.eu/eli/dir/2014/59/oj).
13
Commission Implementing Regulation (EU) No 710/2014 of 23 June 2014 laying down implementing technical standards with regard to conditions of application of the joint decision process for institution-specific prudential requirements according to Directive 2013/36/EU of the European Parliament and of the Council (OJ L 188, 27.6.2014, p. 19, ELI: http://data.europa.eu/eli/reg_impl/2014/710/oj).
Annex A
Contact list
| — Annexes to these written coordination and cooperation arrangements are expected to be regularly updated, given their nature. — No formal consultation and approval procedures are necessary for keeping contact lists and emergency contact lists up to date. Competent authorities are expected to keep the consolidating supervisor updated any changes in the contact list and emergency contact list, who has to make sure that the latest available version is shared with the members of the supervisory college. |
| Last update: | |||
| Authority | Name of contact and job title | Phone Number | Email address |
| Consolidating supervisor/Competent authority of home Member State | (1) at operational level (2) in senior management | Landline Mobile Landline Mobile | |
| Competent authority of host Member State | (1) at operational level (2) in senior management | Landline Mobile Landline Mobile | |
| EBA | |||
| Third country supervisory authority Group-level resolution authority Lead supervisor of the AML/CFT college | |||
| If relevant: Resolution authority AML/CFT authority |
Annex B
Emergency contact list
| Last Update: | ||||
| Authority | Name of contact and job title | Phone number | Out-of-hours number | Email address |
| Consolidating supervisor/Competent authority of home Member State | (1) at operational level (2) in senior management | Landline Mobile Landline Mobile | ||
| Competent authority of host Member State | (1) at operational level (2) in senior management | Landline Mobile Landline Mobile | ||
| EBA | ||||
| Third country supervisory authority Group-level resolution authority Lead supervisor of the AML/CFT college | ||||
| If relevant: Resolution authority AML/CFT authority | ||||
| Secure email address for use in emergency situations: | Secure email address for use in emergency situations: | Secure email address for use in emergency situations: | Secure email address for use in emergency situations: | Secure email address for use in emergency situations: |
| Secure website URL for use in emergency situations: | Secure website URL for use in emergency situations: | Secure website URL for use in emergency situations: | Secure website URL for use in emergency situations: | Secure website URL for use in emergency situations: |
Annex C
List of indicators
| — Make reference to the agreement between the consolidating supervisor and the members of the supervisory college on the identification of the following indicators for the purpose of Article 12 of Delegated Regulation (EU) 2025/791 and Article 10 of Implementing Regulation (EU) 2025/790 on the functioning of supervisory colleges. — Complete the list hereunder with the indicators to be exchanged, taking into account the specificities of the group. |
| Areas covered | Agreed list of indicators |
|---|---|
| Mandatory areas: | |
| Capital and leverage | |
| Liquidity | |
| Asset quality | |
| Funding | |
| Profitability | |
| Concentration risk | |
| Additional/Optional areas: | |
Annex D
Indicative template for information sharing in case of an event of adverse material effect on the risk profile
| — Make reference to the agreement between the consolidating supervisor and the members of the supervisory college on the identification of the information, that should be shared for the purpose of Article 18 of Delegated Regulation (EU) 2025/791 and Article 12 of Implementing Regulation (EU) 2025/790 on the functioning of supervisory colleges if an event of adverse material impact on the risk profile of the group and its entities materialise. — On the basis of the indicative template hereunder, identify the set of information to be exchanged, taking into account the specificities of the group and the optional information provided in the template below. |
| Type of information | Type of information | Description |
|---|---|---|
| Information on the event | Information on the event | Information on the event |
| 1 | The event, which has the potential to cause an adverse material effect on the risk profile and which warrants close supervisory monitoring | Nature and description of the event, including its severity. Does the event effect only the group/entity/group entities, or it affects more entities in a Member State/in the EU? |
| 2 | Financial market impact of the event | If the event affects more entities in a Member State/in the EU, a brief description of how the event affects the financial markets in these jurisdictions. |
| 3 | Systemic impact of the event | Does the event have a potential to develop a systemic impact in a Member State/in the EU? |
| Information on the impacted institutions | Information on the impacted institutions | Information on the impacted institutions |
| 4 | Impacted entity | Name |
| 5 | Competent Authority | The supervisor of the impacted entity |
| 6 | Type of the institution | — Institution, including a parent institution or a subsidiary, a financial holding company or a mixed financial holding company, — Branch |
| 7 | Importance of the impacted entity | — Importance of the entity for the Member State where it is authorised or approved, and — importance of the entity for the group |
| 8 | Key implications of the event of adverse material effect on the entity | Direct and indirect implications of the event on the entity’s: — ability to operate in severe business disruption, including availability of outsourced services, — available own funds and liquidity position, including funding concentrations, — asset quality, including any risk concentrations, — profitability and balance sheet, — business model and strategy, — internal governance arrangements, with actual or foreseen qualitative and quantitative information. |
| 9 | For the purpose of Item 8 (Key implications) the following indicators are used | From the agreed list of indicators included in Annex C, list the ones that are shared if an event materialises (this does not prevent supervisors sharing further indicators) |
| 10 | Vulnerabilities of the institution exacerbating the event | Details of vulnerabilities, that may exacerbate the effects of the event (e.g. vulnerabilities of the IT systems, booking models, cross-border presence, legal or regulatory issues) |
| 11 | Intra-group contagion | — Material intragroup exposures towards the entity impacted by the event — Potential material effect on group entities — Other relevant intra-group arrangements with actual or foreseen qualitative and quantitative information. |
| 12 | External contagion | — Counterparties with material exposures to the entity impacted by the event — Other relevant arrangements with a potential to cause contagion with actual or foreseen qualitative and quantitative information. |
| Actions, measures and communication | Actions, measures and communication | Actions, measures and communication |
| 13 | Measures and actions taken by the group | Measures and actions taken by the entity and its impact on: — its ability to operate in severe business disruption, including availability of outsourced services, — the available own funds and liquidity position, on funding concentrations, — its asset quality, including any risk concentrations, — its profitability and balance sheet, — its business model and strategy, — its internal governance arrangements, with actual or foreseen qualitative and quantitative information. |
| 14 | Measures and actions planned to be taken by the group | Measures and actions that are planned to be taken by the institution/group, and its expected impact on: — its ability to operate in severe business disruption, including availability of outsourced services, — the available own funds and liquidity position, on funding concentrations, — its asset quality, including any risk concentrations, — its profitability and balance sheet, — its business model and strategy, — its internal governance arrangements, with actual or foreseen qualitative and quantitative information. |
| 15 | Actions taken by the Competent Authority | Description of the actions, their purpose and effect(s). |
| 16 | Actions planned to be taken by the Competent Authority | Description of the actions, their purpose and foreseen effect(s). |
| 17 | External communication of the group | Press releases and other external communications of the group. |
| 18 | Planned external communication of the Competent Authority | Press releases and other external communications planned by the Competent Authority. |
ANNEX III
Correlation table
| This Implementing Regulation | Implementing Regulation (EU) 2016/99 |
|---|---|
| n/a | Article 1 |
| Article 1 | Article 2 |
| Article 2 | Article 3 |
| Article 3 | Article 4 |
| Article 4 | Article 5 |
| Article 5 | Article 6 |
| Article 6 | Article 7 |
| Article 7 | Article 7 |
| Article 8 | Article 8 |
| Article 9 | Article 9 |
| Article 10 | Article 10 |
| Article 11 | Article 11 |
| Article 12 | — |
| Article 13 | Article 12 |
| Article 14 | Article 13 |
| Article 15 | Article 14 |
| Article 16 | Article 15 |
| Article 17 | Article 16 |
| Article 18 | Article 17 |
| Article 19 | Article 18 |
| Article 20 | Article 19 |
| Article 21 | — |
| Article 22 | Article 20 |
| Article 23 | — |
| Article 24 | Article 21 |
| Article 25 | Article 22 |
| Article 26 | Article 23 |
| Article 27 | Article 24 |
| Article 28 | — |
| Article 29 | Article 25 |
ELI: http://data.europa.eu/eli/reg_impl/2025/790/oj
ISSN 1977-0677 (electronic edition)
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