Conduct of Employment Agencies and Employment Businesses Regulations (Northern Ireland) 2005

• (a) the employment business has given notice to the hirer stating that, instead of a transfer fee, the hirer may elect for a hire period of such length as is specified in the notice during which the work-seeker will be supplied to the hirer on terms no less favourable to the hirer than those which applied immediately before the employment business received the hirer’s election or, where there has been no supply, on the terms set out in the notice; and

• (b) the employment business has given such notice to the hirer (and has not withdrawn the same) at any time from the date on which these Regulations come into operation but before the work-seeker concerned –

• (i) begins employment with the hirer; or

• (ii) begins working for the hirer pursuant to being supplied by another employment business.

• (8) For the purposes of regulation 10(3), the references to “the contract” and “the hire period referred to in paragraph (1)” shall be read as references to the notice referred to in sub-paragraph (7) of this paragraph and the hire period specified in that notice, respectively.

Savings in respect of existing contracts

3

• (1) During the transitional period, regulations 2(2) (non-disclosure of information), 2(4) (provision of services to a worker conditional upon using other services provided by the agent), 10(6) (prohibition on making remuneration conditional on receipt of payment from hirer) and 10(7) (prohibition on detrimental treatment for termination of contract by worker) of the 1982 Regulations shall remain in operation in respect of any existing contract.

• (2) During the transitional period, the Employment Agencies (Charging Fees to Workers) Regulations (Northern Ireland) 1982[^f00018] shall remain in operation in respect of any existing contract.

Ongoing supplies and first occasion of supply

4

• (1) In regulations 7 (restriction on providing work-seekers in industrial disputes), 18 (information to be obtained from a hirer), 19 (confirmation to be obtained about a work-seeker), 20 (steps to be taken for the protection of the work-seeker and the hirer) and 22 (additional requirements in respect of professional qualifications or where workers are to work with vulnerable persons), references to “supply” shall not include an ongoing supply.

• (2) Regulations 10(4) (notification of changes in terms agreed with workers) and 9(7) (prohibition on supplying workers to replace those in industrial dispute) of the 1982 Regulations shall remain in operation after the date on which these Regulations come into operation in respect of any ongoing supply.

• (3) Where the terms of an existing contract with a hirer are varied, the agency or employment business shall comply with the requirements of regulation 17 (requirement to obtain agreement to terms with hirers) before the first occasion on which it provides services to that hirer after the variation has been agreed.

Restriction on paying work-seekers' remuneration and client accounts

5

• (1) Regulation 8 (restriction on paying work-seekers' remuneration) shall not apply to agencies during the transitional period.

• (2) In respect of any agency which, immediately before the date on which these Regulations come into operation, was not required to maintain a client account by virtue of it having received no written request from a worker under regulation 7(2) of the 1982 Regulations –

• (a) regulation 25 shall not apply; and

• (b) regulation 7 of, and Schedule 2 to, the 1982 Regulations shall remain in operation;

during the transitional period.

• (3) Regulation 25 and Schedule 2 apply in respect of all relevant money held by an agency (other than an agency described in sub-paragraph (2)) with effect from the date on which these Regulations come into operation, but where –

• (a) regulation 25 or Schedule 2 imposes a requirement on an agency to take action in respect of any money held by it within a certain period of time; and

• (b) the event giving rise to the requirement to take that action occurred before the date on which these Regulations come into operation;

that event shall be treated as having occurred on the date on which these Regulations come into operation.

• (4) Regulation 25 and Schedule 2 apply in respect of all relevant money held by an agency described in sub-paragraph (2) with effect from the day after the day on which the transitional period ends, but where –

• (a) regulation 25 or Schedule 2 imposes a requirement on an agency described in sub-paragraph (2) to take action in respect of any money held by it within a certain period of time; and

• (b) the event giving rise to the requirement to take that action occurred before the end of the transitional period;

that event shall be treated as having occurred on the first day after the end of the transitional period.

• (5) In sub-paragraphs (3) and (4) “relevant money” means money held by an agency immediately before the date on which these Regulations come into operation or immediately before the day on which the transitional period ends (as appropriate) which, if the money had been received on or after that day, would be money in respect of which regulation 25 or Schedule 2 imposes a requirement to take action.

Miscellaneous Savings

6

• (1) Regulations 8 and 13 of the 1982 Regulations (records) shall remain in operation in respect of any applications received before the date on which these Regulations come into operation.

• (2) Regulations 3(4), 6(1), 6(2), 6(5), 6(6), 6(8)(b), 7(3), 10(5), 11(4), 12(1), 12(2) and 12(6) of the 1982 Regulations shall remain in operation in respect of any copies of advertisements, written statements and documents required to be kept by an agency or employment business under those regulations.

• (3) Where an agency has arranged employment for a young person before the date on which these Regulations come into operation, any duty of the agency under regulation 5(2) of the 1982 Regulations (duty to loan return fare) shall be unaffected by the revocation of those Regulations.

• (4) Where an employment business has supplied a worker to work at a place outside the United Kingdom before the date on which these Regulations come into operation, any duty of the employment business under regulation 12(4) of the 1982 Regulations (duty to pay worker’s return fare where hirer does not comply with his undertaking) shall be unaffected by the revocation of those Regulations.

SCHEDULE 2 — CLIENT ACCOUNTS

Interpretation

1

In this Schedule unless the context otherwise requires –

• the expressions “accounts”, “books”, “ledgers” and “records” shall include loose-leaf books and such cards or other permanent documents or records as are necessary for the operation of any system of book-keeping, electronic, mechanical or otherwise and where an electronic system is operated, the information recorded on it must be capable of being reproduced in legible form;

• “accounting reference date” has the same meaning as it is given in Article 232 of the Companies (Northern Ireland) Order 1986[^f00019];

• “client” means any person for whom an agency acts and on whose account it holds, receives or pays out client’s money or a hirer from whom an agency receives a hirer’s deposit;

• “client account” has the same meaning as in regulation 25;

• “client’s money” means – money held or received by an agency on behalf of a work-seeker (including money held or received by way of advance against payment to a work-seeker for work to be done by that work-seeker, where the terms of the contract between the work-seeker and the hirer stipulate that the advance is not repayable to the hirer in any circumstances); and hirer’s deposits; but shall not include money to which the only person entitled is the agency itself;

• “credit institution” has the same meaning as in regulation 25; and

• “hirer’s deposit” has the same meaning as in regulation 25.

Maintenance of client accounts

2

• (1) An agency may keep one client account or as many such accounts as it thinks fit.

• (2) Every client account must be in the name of the agency, and the name of the account must include –

• (a) the word “client”; and

• (b) if the account contains money belonging to a single client, the name of that client.

3

An agency may pay into a client account –

• (a) such money belonging to the agency as may be necessary for the purpose of opening or maintaining the account;

• (b) money to replace any sum which for any reason may have been drawn from the account in contravention of paragraph 7(2); and

• (c) money received by the agency which under paragraph 4(b) the agency is entitled to split but which the agency does not split.

4

An agency which holds or receives money which includes client’s money –

• (a) may where practicable split such money and, if it does so, shall deal with each part thereof as if it had received a separate sum of money in respect of that part; or

• (b) shall, if it does not split the money, pay it into a client account no later than the end of the second business day following the day on which it receives the money.

5

An agency shall not pay into a client account any money other than money it is required or permitted by regulation 25(4) and 25(14) or this Schedule to pay into a client account, and an agency into whose client account any money has been paid in contravention of this paragraph shall, no later than the end of the second business day following the day on which it discovers the same, withdraw it and pay it to the person to whom it belongs.

6

An agency may withdraw from a client account –

• (a) client’s money properly required for –

• (i) a payment to the client;

• (ii) a payment to another person on the written request of the client provided that the agency has previously agreed with the client to make payment to that other person if the client so requests;

• (b) client’s money properly required –

• (i) for or towards reimbursement of money properly expended by the agency on behalf and at the written request of the client;

• (ii) for or towards payment of the agency’s fees due from the client;

• (iii) for or towards reimbursement of monies paid by the agency to the client representing the client’s remuneration from employment with a hirer, where the agency has paid such remuneration to the client prior to receiving the same from the hirer (or any person connected to the hirer);

where the client has agreed to such deduction in paper form or by electronic means and, in a case falling within sub-paragraph (b)(i) or (ii) the agency has delivered to the client an invoice or other written statement of the amount of the fee incurred or money expended;

• (c) money (not being client’s money) to which paragraph 3(a) or 4(b) applies, to reimburse the person properly entitled to it;

• (d) money which for any reason may have been paid into the account in contravention of paragraph 5, to rectify that contravention;

• (e) client’s money required by law to be deducted from a work-seeker’s remuneration before such remuneration is paid to him;

provided that in any case under sub-paragraph (a) or (b) the money so drawn shall not exceed the total of the money held for the time being in such account on account of such client.

7

• (1) No money drawn from a client account under paragraph 6(b), (c) or (d) shall be drawn except by –

• (a) a cheque or electronic transfer drawn in favour of the agency; or

• (b) a transfer to an account at a credit institution in the name of the agency not being a client account.

• (2) No money other than money permitted by paragraph 6 to be drawn from a client account shall be so drawn.

• (3) A withdrawal from a client account may only be made by a person who is an authorised signatory in accordance with the current mandate held by the credit institution holding the account.

8

No sum shall be transferred from the ledger account of one client to that of another except –

• (a) with the consent of the client to whom the sum belongs; or

• (b) where a work-seeker becomes entitled, under the terms of any contract with a hirer, to receive any money paid to an agency by way of hirer’s deposit.

Accounts and records

9

• (1) Every agency shall at all times keep properly written up such accounts as may be necessary –

• (a) to show the agency’s dealings with –

• (i) clients' money received, held or paid by it; and

• (ii) any other money dealt with by it through a client account;

• (b)

• (i) to show separately in respect of each client all money of the categories specified in paragraph (a) which is received, held or paid by it on account of that client; and

• (ii) to distinguish all money of the said categories received, held or paid by it, from any other money received, held or paid by it; and

• (c) to show the current balance of each client’s account in the client’s ledger or to enable this to be readily ascertained.

• (2)

• (a) All dealings referred to in sub-paragraph (1)(a) shall be appropriately recorded –

• (i) in a client’s cash account or a client’s column of a cash account; and

• (ii) in a client’s ledger or a client’s column of a ledger;

and no other dealings shall be recorded in such account, ledger, or, as the case may be, in such columns.

• (b) All dealings of the agency relating to its business as an agency other than those referred to in sub-paragraph (1)(a) shall be recorded in a separate cash account and ledger or such other columns of a cash account and ledger as the agency may maintain.

• (3) In addition to the accounts, books, ledgers and records referred to in sub-paragraph (2), every agency shall keep a record of and copies of all invoices and of all statements under paragraph 6(b) (distinguishing between fees and disbursements) delivered or made by the agency to its clients.

• (4) Every agency shall, within 21 days of the end of each calendar month –

• (a) compare, as at the last day of the calendar month that has just ended, the total of the balances shown by the client’s ledger accounts of the liabilities to the clients, with the cash account balance;

• (b) prepare a reconciliation statement showing the cause of the difference, if any, shown by the above comparison;

• (c) reconcile the cash account balances with the balance shown on statements and passbooks of all client accounts, and money held elsewhere, showing the causes of any differences in the reconciliation; and

• (d) take appropriate action to rectify any differences.

Inspection and report

10

• (1) Every agency who at any time during an accounting period is required to keep accounts and records under paragraph 9 shall, within 10 months of the end of the accounting period, have them inspected and reported upon by an independent person who is a member of any of the bodies listed in Article 257D of the Companies (Northern Ireland) Order 1986[^f00020].

• (2) The agency must ensure that the reporting accountant’s rights and duties are set out in a letter of engagement incorporating the following terms and must honour the undertakings given in paragraphs (e) and (f) of the letter –

(a) In accordance with paragraph 10 of Schedule 2 to the Conduct of Employment Agencies and Employment Businesses Regulations (Northern Ireland) 2005 (“the Conduct Regulations”), you are instructed to report to me/this firm/this company whether in your opinion the requirements of regulation 25 of and Schedule 2 to the Conduct Regulations have been complied with or have been substantially complied with during the accounting period to which the report relates. (b) You may report that the said requirements have been substantially complied with if in your opinion they have been complied with except so far as concerns trivial breaches due to clerical errors or mistakes in book-keeping, all of which were rectified on discovery, and none of which in your opinion resulted in any loss to a person entitled to client’s money. (c) If you report that in your opinion the said requirements have not been complied with or substantially complied with, you must annex to your report a statement of the matters in respect of which, in your opinion, the said requirements have not been complied with or substantially complied with. (d) If you are unable to form an opinion as to whether or not the requirements have been complied with or substantially complied with, you must specify in your report the matters in respect of which you have been unable to satisfy yourself, and the reasons therefore. (e) For the purpose of making your report under sub-paragraph (a), I/we/this firm/this company undertake(s) to provide you with particulars of all accounts maintained or operated at any credit institution by me/this firm/this company, in the course of my/our/its business as an employment agency during the period to which the report relates. (f) Subject to paragraph (g), you must examine my/this firm's/this company’s accounts and records in order to enable you to verify whether they comply with the requirements of paragraph 9 of Schedule 2 to the Conduct Regulations, for which purpose you may request such further information and explanations as you may consider necessary, and I/we/the company undertake(s) to provide you with such information as you may request. (g) nothing in sub-paragraph (f) shall require you – (i) to extend your enquiries beyond the information contained in the documents produced to you, supplemented by such information and explanations as you may obtain from me/us/the company; (ii) to consider whether the accounts and records have been properly kept in accordance with paragraph 9 of Schedule 2 to the Conduct Regulations at any time other than during the period to which your report relates.

• (3) An agency required to maintain a client account or client accounts in accordance with regulation 25 and this Schedule shall keep displayed at each of its premises used for or in connection with the carrying on of an employment agency in such a position that it can be readily seen by persons resorting to those premises a copy (certified as a true copy by the reporting accountant) of the reporting accountant’s most recent report, but not any statement annexed to it in accordance with paragraph (2)(c).

Accounting period

11

• (1) The accounting period shall, for the purpose of paragraph 10 and regulation 25, be determined in accordance with the following provisions of this paragraph.

• (2) The first accounting period of an agency shall be –

• (a) in the case of an agency which has a client account or accounts established before the date on which these Regulations come into operation, the period beginning with the day immediately following that date, and ending on a date not more than 12 months after that date or if the agency is incorporated under the Companies (Northern Ireland) Order 1986, the agency’s accounting reference date whichever is the sooner;

• (b) in the case of an agency which establishes a client account or accounts on or after the date on which these Regulations come into operation, the period beginning with the date upon which the first such client account is established and ending with a date not more than 12 months from that date or if the agency is incorporated under the Companies (Northern Ireland) Order 1986, the agency’s accounting reference date whichever is the sooner.

• (3) Subject to sub-paragraph (4), subsequent accounting periods shall begin with the day immediately following the end of the agency’s previous accounting period and end with a date not less than 6 months and not more than 12 months after that date.

• (4) In the event that the only client account maintained by an agency is closed on a date less than 6 months following the end of the agency’s previous accounting period, the accounting period in question shall end on the date upon which such client account is closed.

Preservation of client account records

12

• (1) Every agency required to maintain a client account or client accounts in accordance with regulation 25 and this Schedule shall preserve –

• (a) all accounts, books, ledgers and records for at least 6 years from the date of the last entry therein;

• (b) copies of all invoices and statements under paragraph 6(b) as issued to clients, for at least 6 years from the date of such issue;

• (c) all statements as printed and issued by the credit institution with which the relevant client account is held, for at least 6 years from the date of receipt of each statement by the agency;

• (d) the records of all reconciliations required by paragraph 9, in each case for at least 6 years from the date upon which such reconciliation is produced;

• (e) all reports made to it by an accountant under paragraph 10, in each case for at least 6 years from the date upon which such report is delivered to the agency.

• (2) The records referred to may be kept either at the agency’s relevant business premises or elsewhere, provided that if they are kept elsewhere, the agency shall ensure that they are readily accessible by it and that it is reasonably practicable for any person employed by the agency at any of its relevant business premises to arrange for them to be delivered to the relevant business premises at which that person is employed.

• (3) The records referred to may be kept in electronic form, provided that the information so recorded is capable of being reproduced in legible form.

• (4) If no hard copy is kept of any information contained in a record kept in an electronic system, that information must be capable on reasonable notice of being reproduced in printed form.

Interest

13

Where an agency holds money relating to a single client in a client account, the agency must account to the client for any interest earned on any sum that is held on behalf of the client for more than 10 days.

SCHEDULE 3 — OCCUPATIONS IN RESPECT OF WHICH EMPLOYMENT AGENCIES MAY CHARGE FEES TO WORK-SEEKERS

• Actor, musician, singer, dancer, or other performer;

• Composer, writer, artist, director, production manager, lighting cameraman, camera operator, make up artist, film editor, action arranger or co-ordinator, stunt arranger, costume or production designer, recording engineer, property master, film continuity person, sound mixer, photographer, stage manager, producer, choreographer, theatre designer;

• Photographic or fashion model; or

• Professional sports person.

SCHEDULE 4 — PARTICULARS TO BE INCLUDED IN AN AGENCY'S OR EMPLOYMENT BUSINESS'S RECORDS RELATING TO WORK-SEEKERS

1

Date application received.

2

Work-seeker’s name, address and, if under 22, date of birth.

3

Any terms which apply or will apply between the agency or employment business and the work-seeker, and any document recording any variation thereto.

4

Details of the work-seeker’s training, experience, qualifications, and any authorisation to undertake particular work (and copies of any documentary evidence of the same obtained by the agency or employment business).

5

Details of any requirements specified by the work-seeker in relation to taking up employment.

6

Names of hirers to whom the work-seeker is introduced or supplied.

7

Details of any resulting engagement and date from which it takes effect.

8

Copy of any contract between the work-seeker and any hirer entered into by the agency on the work-seeker’s behalf.

9

Date application withdrawn or contract terminated (where applicable).

10

In the case of an agency that is permitted to charge fees to work-seekers, dates of requests by the agency for fees from the work-seeker and of receipt of such fees, with copy statements or invoices, numbers and amounts; or, as appropriate, statements of dates and amounts of sums deducted from money received by the agency on the work-seeker’s behalf in accordance with regulation 25, to the extent that these are not required to be comprised in records maintained in respect of a client account in accordance with paragraph 12 of Schedule 2.

11

Details of enquiries made under regulations 19, 20 and 22 about the work-seeker and the position concerned with copies of all relevant documents and dates they were received or sent as the case may be.

SCHEDULE 5 — PARTICULARS TO BE INCLUDED IN AN AGENCY'S OR EMPLOYMENT BUSINESS'S RECORDS RELATING TO HIRERS

1

Date application received.

2

Hirer’s name and address, and location of employment if different.

3

Details of the position(s) the hirer seeks to fill.

4

Duration or likely duration of work.

5

Experience, training, ability, qualifications, and authorisation required by the hirer, by law, or by any professional body; and any other conditions attaching to the position(s) the hirer seeks to fill.

6

The terms offered in respect of the position(s) the hirer seeks to fill.

7

Copy of the terms between the agency or employment business and the hirer, and any document recording any variation thereto.

8

Names of work-seekers introduced or supplied.

9

Details of enquiries under regulations 18 and 20 about the hirer and the position the hirer seeks to fill, with copies of all relevant documents and dates of their receipt.

10

Details of each resulting engagement and date from which it takes effect.

11

Dates of requests by the agency or employment business for fees or other payment from the hirer and of receipt of such fees or other payments, and copies of statements or invoices.

SCHEDULE 6 — PARTICULARS TO BE INCLUDED IN AN AGENCY'S OR EMPLOYMENT BUSINESS'S RECORDS RELATING TO OTHER AGENCIES OR EMPLOYMENT BUSINESSES

1

Names of any other agencies or employment businesses whose services the agency or employment business uses, and details of enquiries (and the answers thereto) under regulation 23(1)(a) as to that agency or employment business’s suitability, with copies of all relevant documents and dates the enquiries were made and the answers received.

2

Date and copy of any agreement under regulation 23(1)(b).

Signed

Sealed with the Official Seal of the Department for Employment and Learning on 17th August 2005.

G. O'Doherty — A senior officer of the — Department for Employment and Learning

Explanatory note

(This note is not part of the Regulations)

These Regulations revoke the Conduct of Employment Agencies and Employment Businesses Regulations (Northern Ireland) 1982, the Employment Agencies (Charging Fees to Workers) Regulations (Northern Ireland) 1982 and the Employment Agencies (Charging Fees to Au Pairs) Regulations (Northern Ireland) 1982.

These Regulations make provision to secure the proper conduct of employment agencies and employment businesses and to protect the interests of persons using their services.

The main new provisions to be introduced by the 2005 Conduct Regulations will be that: there will be limitations on the terms in contracts between employment businesses and hirers that prevent temporary workers from taking up permanent jobs with the hirer, or a company to which the hirer has introduced them, or being supplied by a different employment business, unless a fee is paid to the first employment business; employment businesses will be prohibited from withholding wages due to a temporary worker purely because the worker cannot produce an authenticated time sheet; agencies and employment businesses will be required to confirm the identity of the work-seekers and that they have the experience, training and qualifications that the hirer expects for that position; there will be an ongoing obligation on agencies and employment businesses to inform the hirer when they receive information about a worker, which indicates that the worker might be unsuitable for the position; agencies and employment businesses will also have to obtain information on any health and safety risks known to the hirer and the steps taken to prevent or control those risks; agencies and employment businesses will have to obtain references on work-seekers who are to work with vulnerable persons; agencies seeking to find work for actors, models and other entertainers will no longer be allowed to charge an up front fee before they find work for those work-seekers; subject to their opting out the scope of the Regulations will be extended to cover work-seekers who contract their services through their own limited company.

It will no longer be a requirement for: agencies and employment businesses to disclose their status on business stationey; agencies and employment businesses to provide the Department with their current terms of business; agencies to ascertain if young persons have received vocational guidance before they find them work; agencies and employment businesses to obtain written statements from the services of a lawyer on the list of the British Consul before supplying or hiring a work-seeker to an overseas employer or to use the services of an overseas agent.

Part I contains general provisions.

Part II sets out general obligations governing both agencies and employment businesses.

Part III contains requirements which agencies and employment businesses are required to satisfy before they supply any work-finding services to a work-seeker, such as notifying the work-seeker of any charges, and obtaining the work-seeker’s agreement to basic terms governing the relationship between them. It also sets out details of the terms of agreement that agencies and employment businesses are required to reach with hirers.

Part IV sets out the requirements to be satisfied, and information which has to be obtained and communicated, to both the work-seeker and hirer in relation to positions that a work-seeker may work in, or that a hirer seeks to fill. It provides for additional requirements where professional qualifications are required or where work-seekers may work with vulnerable persons.

Part V deals with special situations where more than one agency or employment business is involved, and sets out extra steps which have to be taken where a work-seeker is required to travel or live away from home.

Part VI sets out the requirements to be satisfied where agencies operate client accounts, and specifies in what situations fees may be charged to work-seekers.

Part VII contains miscellaneous regulations dealing with advertisements, confidentiality and the application of the regulations to incorporated work-seekers. It also sets out what records agencies and employment businesses have to maintain, and makes provision for where requirements contained in the Regulations can be satisfied by electronic or other means.

Schedule 1 contains transitional and saving provisions.

Schedule 2 contains the requirements which must be fulfilled by agencies which operate client accounts.

Schedule 3 lists the occupations in respect of which agencies may charge fees to work-seekers.

Schedules 4, 5 and 6 set out the particulars which must be included in an agency’s or an employment business’s records.

Footnotes

[^f00001]: Formerly known as the Department of Higher and Further Education, Training and Employment, see 2001 c. 15 (N.I.)

[^f00002]: S.I. 1981/839 (N.I. 20); Articles 6(1) and 7(1) were amended by S.I. 1999/2790 (N.I. 9), Article 30 and Schedule 7

[^f00003]: See S.I. 1982/846 (N.I. 11), Article 3 and S.R. 1999 No. 481, Article 4(b) and Part II of Schedule 2

[^f00004]: 1971 c. 80

[^f00005]: 1990 c. 42; section 201 was amended by 1996 c. 42, Schedule 10, paragraph 11

[^f00006]: S.I. 1986/1032 (N.I. 6); Article 4 was substituted by S.I. 1990/1504 (N.I. 10), Article 62

[^f00007]: S.R. 1982 No. 253

[^f00008]: S.R. 1982 No. 254

[^f00009]: S.R. l982 No. 255

[^f00010]: S.I. 1996/1919 (N.I. 16); as amended by S.I. 1998/1763 (N.I. 17), Article 11; S.R. 1998 No. 386 and S.I. 1999/2790 (N.I. 9), Schedule 4, Part III and Schedule 9

[^f00011]: S.I. 1996/1919 (N.I. 16); Part III has been amended by the Employment (Northern Ireland) Order (S.I. 2003/2902 (N.I. 15)), Articles 24, 25, 26, 35(2) and Schedule 6

[^f00012]: S.I. 1996/1919 (N.I. 16)

[^f00013]: 1933 c. 12; section 25 was amended by 1963 c. 37, section 64(1), (3), Schedule 3, paragraph 7 and Schedule 5, 1989 c. 41, Schedule 13, paragraph 3, 1989 c. 38, section 10 and Schedule 3, Part III, paragraphs 6 and 10 and S.I. 1998/276, regulation 5

[^f00014]: 1963 c. 37; section 42 was amended by 1989 c. 38, section 29(3) and Schedule 6, paragraph 8 and S.I. 1998/276, regulation 16(2) and (3)

[^f00015]: O.J. No. L126, 26.5.2000, p. 1; Article 1, point 1, first sub-paragraph as originally adopted was replaced by Article 1, paragraph 1 of Directive 2000/28/EC of the European Parliament and of the Council amending Directive 2000/12/EC relating to the taking up and pursuit of the business of credit institutions (O.J. No. L275, 27.10.2000, p. 37)

[^f00016]: Article 7(1) was substituted by S.I. 1999/2790 (N.I. 9), Article 30 and Schedule 7, paragraphs 1 and 3

[^f00017]: S.R. 1982 No. 253

[^f00018]: S.I. 1982 No. 254

[^f00019]: S.I. 1986/1032 (N.I. 6); Article 232 was substituted by S.I. 1990/593 (N.I.); Article 3(a) and 5 and amended by S.R. 1997 No. 314, Regulation 2

[^f00020]: S.I. 1986/1032 (N.I. 6); Article 257D was inserted by S.R. 1995 No. 128, Regulation 2 and amended by S.R. 1997 No. 500