The Loans for Mortgage Interest Regulations (Northern Ireland) 2017

• (1) The claimant is to be treated as having occupied accommodation before he or she moved into it where—

• (a) the claimant has since moved in and, immediately before the move, the claimant was liable to make payments in respect of that accommodation; and

• (b) the liability to make the payments arose while the claimant was a patient or accommodated in a residential care home, nursing home or independent hospital (or, in the case of joint claimants, where both individuals were patients or were accommodated in a residential care home, nursing home or independent hospital).

• (2) No claimant may be treated as occupying the accommodation under this paragraph for more than one month.

Temporary absence exceeding 6 months

18

• (1) Subject to sub-paragraph (2), a claimant is to be treated as no longer occupying accommodation from which the claimant is temporarily absent where the absence exceeds, or is expected to exceed, 6 months.

• (2) Where a claimant who falls within paragraph 15 is temporarily absent from the relevant accommodation the claimant is to be treated as no longer occupying that accommodation where the absence exceeds, or is expected to exceed, 12 months.

SCHEDULE 4 — Direct payments to qualifying lenders

Direct payments

1

Each loan payment made to a qualifying lender directly under regulation 17(1) (direct payments to qualifying lenders) shall be the amount calculated under paragraph 2 ... of this Schedule.

Determining the amount to be paid to a qualifying lender: one or more qualifying loans

2

• (1) Where one qualifying loan or alternative finance arrangement has been provided to a claimant by a qualifying lender, the amount that is to be paid direct to that lender is the amount of each loan payment.

• (2) Where more than one qualifying loan or alternative finance arrangement has been provided to a claimant by a qualifying lender, the amount that is to be paid direct to that lender is the amount of each loan payment in respect of each of those loans or alternative finance arrangements added together.

Determining the amount to be paid to a qualifying lender: more than one qualifying loan

3

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Qualifying lenders to apply direct payments to discharge of claimant's liability

4

Where a direct payment is made under regulation 17(1) (direct payments to qualifying lenders) to a qualifying lender, the lender must apply the amount of the payment determined under either paragraph 2 or 3 of this Schedule towards discharging the claimant's liability to make owner-occupier payments in respect of which the direct payment was made.

Application by qualifying lenders of any amount which exceeds liability

5

• (1) Where—

• (a) a direct payment is made to a qualifying lender under regulation 17(1) (direct payments to qualifying lenders); and

• (b) the amount paid exceeds the claimant's liability to make owner-occupier payments to the qualifying lender,

the qualifying lender must apply the amount of excess in accordance with sub-paragraph (2).

• (2) Subject to sub-paragraph (3), the qualifying lender must apply the amount of excess as follows—

• (a) first, towards discharging the amount of any liability of the claimant for arrears of owner-occupier payments in respect of the qualifying loan or alternative finance arrangement in question;

• (b) if any amount of the excess is then remaining, towards discharging any liability of the claimant to repay—

• (i) the principal sum in respect of the qualifying loan or alternative finance arrangement, or

• (ii) any other sum payable by the claimant to that lender in respect of that qualifying loan or alternative finance arrangement.

• (3) Where owner-occupier payments on 2 or more qualifying loans or alternative finance arrangements are payable to the same qualifying lender, the lender must apply the amount of the excess as follows—

• (a) first, towards discharging the amount of any liability of the claimant for arrears of owner-occupier payments in respect of the qualifying loan or alternative finance arrangement in respect of which the excess amount was paid;

• (b) if any amount of the excess is then remaining, towards discharging any liability of the claimant to repay—

• (i) in respect of the loan or alternative finance arrangement referred to in sub-paragraph (3)(a), the principal sum or any other sum payable by the claimant to that lender, or

• (ii) in respect of any other loan or alternative finance arrangement, any sum payable by the claimant to that lender where the liability to pay that sum is not already discharged.

Fees payable by qualifying lenders

6

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Election not to be regarded as a qualifying lender

7

• (1) A body or person who would otherwise be within the definition of “qualifying lender” in the Order—

• (a) may elect not to be regarded as such for the purposes of these Regulations by giving notice to the Department in writing; and

• (b) may revoke any such notice by giving a further notice in writing.

• (2) In respect of any financial year, a notice under sub-paragraph (1) which is given not later than 1st February before the start of the financial year, takes effect on 1st April following the giving of the notice.

• (3) Where a body or person becomes a qualifying lender in the course of a financial year—

• (a) any notice of an election by the body or person under sub-paragraph (1)(a) must be given within 6 weeks (“the initial period”) beginning with the date on which the body or person becomes a qualifying lender; and

• (b) no direct payments may be made under regulation 17(1) (direct payments to qualifying lenders) to the body or person before the expiry of the initial period.

• (4) Sub-paragraph (3)(b) does not apply in any case where—

• (a) the person or body gives the Department notice in writing that that provision should not apply; and

• (b) the notice is given before the start of the initial period or before that period expires.

• (5) In relation to a notice under sub-paragraph (1)—

• (a) where the notice is given by an electronic communication, it must be given in accordance with Schedule 1 of the Universal Credit, Personal Independence Payment, Jobseeker's Allowance and Employment and Support Allowance (Claims and Payments) Regulations (Northern Ireland) 2016 ;

• (b) where the notice is sent by post, it is to be treated as having been given on the day the notice was received.

Provision of information

8

• (1) A qualifying lender must, in respect of the claimant, provide the Department with information as to—

• (a) the owner-occupier payments payable by the claimant to the lender;

• (b) the amount of the qualifying loan or alternative finance arrangement in respect of which owner-occupier payments are payable;

• (c) the purpose for which the qualifying loan or alternative finance arrangement was made;

• (d) the amount outstanding on the qualifying loan or alternative finance arrangement;

• (e) the amount of arrears of owner-occupier payments due in respect of the qualifying loan or alternative finance payment;

• (f) any change in the owner-occupier payments payable by the claimant to the lender; and

• (g) the redemption of the qualifying loan or alternative finance arrangement,

in the circumstances specified in sub-paragraphs (2), (3) and (6).

• (2) The information referred to in sub-paragraph (1)(a) to (e) must be provided at the request of the Department where the claimant has made a claim for a qualifying benefit, provided that the Department may only make one request under this sub-paragraph.

• (3) The information referred to in sub-paragraph (1)(d) and (f) must be provided where the Department makes a request for that information on or after the first day in respect of which loan payments are paid, or to be paid, to the qualifying lender on behalf of the claimant (“the first day”), provided that the Department may only make a request under this sub-paragraph once in each period of 12 months referred to in sub-paragraph (4).

• (4) The period of 12 months is the period of 12 months beginning with the first day and each subsequent period of 12 months commencing on the anniversary of that day.

• (5) A request may be made under sub-paragraph (3) for the information referred to in sub-paragraph (1)(d) even though that information has been requested in the same 12 month period (as referred to in sub-paragraph (4)) under sub-paragraph (2).

• (6) The information referred to in sub-paragraph (1)(g) must be provided to the Department as soon as reasonably practicable once the qualifying lender has received notice that the qualifying loan or alternative finance arrangement is to be redeemed.

Recovery of sum wrongly paid

9

• (1) In the following circumstances, a qualifying lender must at the request of the Department repay any amount paid to the lender under regulation 17(1) (direct payments to qualifying lenders) which ought not to have been paid.

• (2) The circumstances are that, in respect of a claimant—

• (a) the loan payments are terminated under regulation 9(2) (duration of loan payment);

• (b) the qualifying loan or alternative finance arrangement in respect of which owner-occupier payments are made has been redeemed; or

• (c) both of the conditions in sub-paragraphs (3) and (4) are met.

• (3) The first condition is that the amount of each loan payment determined under regulation 10 (calculation of each loan payment) is reduced as a result of—

• (a) the standard rate determined under regulation 13 (standard rate to be applied under regulations 11 and 12) having been reduced; or

• (b) the amount outstanding on the qualifying loan or alternative finance arrangement having been reduced.

• (4) The second condition is that no corresponding reduction was made to the amount calculated in respect of the qualifying lender under paragraph 2 or 3 of this Schedule.

• (5) A qualifying lender is not required to make a repayment in the circumstances described in sub-paragraph (2)(a) unless the Department's request is made before the end of the period of 2 months starting with the date on which the loan payments are terminated.

SCHEDULE 5 — Consequential amendments

1

The IS Regulations are amended as follows—

• (a) in regulation 6(5)(c) —

• (i) in head (i) for “under paragraphs 15 to 17” substitute “ under paragraph 17 ”,

• (ii) in head (ii) for “under paragraphs 14 to 16” substitute “ under paragraph 16 ”,

• (iii) in head (iii) for “under paragraphs 16 to 18” substitute “ under paragraph 18 ”;

• (b) in regulation 17(1) in sub-paragraph (e) for “mortgage interest payments or such other housing costs as are prescribed” substitute “ housing costs as prescribed ”;

• (c) in regulation 18(1) in sub-paragraph (f) for “mortgage interest payments or such other housing costs as are prescribed” substitute “ housing costs as prescribed ”;

• (d) in Schedule 3—

• (i) in paragraph 1(1)(b) for “under paragraphs 15 to 17” substitute “ under paragraph 17 ”,

• (ii) in paragraph 1(2) the definition of “standard rate” is omitted,

• (iii) in paragraph 1A(1)(a) —

• (aa) for “under paragraphs 14 to 16 of Schedule 2” substitute “ under paragraph 16 of Schedule 2 ”; and

• (bb) for “paragraphs 16 to 18 of Schedule 6” substitute “ paragraph 18 of Schedule 6 ”,

• (iv) in paragraph 1A(1A)(a) for “under paragraphs 11 to 13 of Schedule 2” substitute “ under paragraph 13 of Schedule 2 ”,

• (v) in paragraph 4 omit sub-paragraphs (2) to (12),

• (vi) in paragraph 8 omit sub-paragraphs (1)(a)(i), (1A) and (1B),

• (vii) in paragraph 9 omit sub-paragraph (2)(a)(i),

• (viii) omit paragraphs 10 to 13 ,

• (ix) in paragraph 14 —

• (aa) omit sub-paragraph (3AA);

• (bb) in sub-paragraph (6)(b) for “any loan or payment which qualifies under paragraphs 15 to 17” substitute “ any payment which qualifies under paragraph 17 ”,

• (x) omit paragraphs 15 and 16 ,

• (xi) in paragraph 17 —

• (aa) for the heading substitute “ Housing costs ”;

• (bb) in sub-paragraph (2)(c) omit “, and for this purpose the expression “repairs and improvements” has the same meaning it has in paragraph 16(2)”;

• (cc) after sub-paragraph (4) add—

(5) For the purposes of sub-paragraph (2)(c), “repairs and improvements” means any of the following measures undertaken with a view to maintaining the fitness of the dwelling for human habitation or, where the dwelling forms part of a building, any part of a building containing that dwelling— (a) provision of a fixed bath, shower, wash basin, sink or lavatory, and necessary associated plumbing, including the provision of hot water not connected to a central heating system; (b) repairs to existing heating system; (c) damp proof measures; (d) provision of ventilation and natural lighting; (e) provision of drainage facilities; (f) provision of facilities for preparing and cooking food; (g) provision of insulation of the dwelling occupied as the home; (h) provision of electric lighting and sockets; (i) provision of storage facilities for fuel or refuse; (j) repairs of unsafe structural defects; (k) adapting a dwelling for the special needs of a disabled person; or (l) provision of separate sleeping accommodation for persons of different sexes aged 10 or over but under the age of 20 who live with the claimant and for whom the claimant or the claimant's partner is responsible.

, and

• (xii) in paragraph 18 , after sub-paragraph (2) insert—

(2A) Where a non-dependant deduction is being made under the Loans for Mortgage Interest Regulations (Northern Ireland) 2017, the amount of the deduction under sub-paragraph (1) or (2) is to be reduced by an amount equal to that non-dependant deduction.

• (e) in Schedule 9—

• (i) for paragraph 29 substitute—

(29) Any payment received under an insurance policy taken out to insure against the risk of being unable to maintain repayments on a loan which qualifies under Part 1 of Schedule 1 to the Loans for Mortgage Interest Regulations (Northern Ireland) 2017 (legacy benefit claimants and SPC claimants) and used to meet such repayments.

, and

• (ii) in paragraph 30(1)—

• (aa) in head (a) for “under Schedule 3 (housing costs” substitute “under Part 1 of Schedule 1 to the Loans for Mortgage Interest Regulations”,

• (bb) for head (b) substitute—

(b) any charge which qualifies in accordance with paragraph 17 of Schedule 3 (housing costs) to these Regulations or any interest payment on a loan which qualifies under Part 1 of Schedule 1 to the Loans for Mortgage Interest Regulations, to the extent that the charge or payment is not met under these Regulations or by loan payments (as the case may be);

• (cc) in head (c) for “under paragraph 15 or 16 of Schedule 3” substitute “under Part 1 of Schedule 1 to the Loans for Mortgage Interest Regulations”;

• (dd) after sub-paragraph (2) add—

(3) In this paragraph— - “Loans for Mortgage Interest Regulations” means the Loans for Mortgage Interest Regulations (Northern Ireland) 2017; - “loan payments” has the meaning given in the Loans for Mortgage Interest Regulations.

2

The JSA Regulations are amended as follows—

• (a) in regulation 83 in paragraph (f) for “mortgage interest payments or such other housing costs as are prescribed” substitute “ housing costs as prescribed ”;

• (b) in regulation 84(1) in paragraph (g) for “mortgage interest payments or such other housing costs as are prescribed” substitute “ housing costs as prescribed ”;

• (c) in regulation 86A in paragraph (d) for “mortgage interest payments or such other housing costs as are prescribed” substitute “ housing costs as prescribed ”;

• (d) in regulation 86B in paragraph (e) for “mortgage interest payments or such other housing costs as are prescribed” substitute “ housing costs as prescribed ”;

• (e) in regulation 87 omit paragraphs (4) and (5);

• (f) in Schedule 2—

• (i) in paragraph 1(1)(b) for “under paragraphs 14 to 16” substitute “ under paragraph 16 ”,

• (ii) in paragraph 1(2) omit the definition of “standard rate”,

• (iii) in paragraph 1A(1)(a) —

• (aa) for “under paragraphs 15 to 17 of Schedule 3” substitute “ under paragraph 17 of Schedule 3 ”; and

• (bb) for “paragraphs 16 to 18 of Schedule 6” substitute “ under paragraph 18 of Schedule 6 ”,

• (iv) in paragraph 1A(1ZA)(a) for “under paragraphs 11 to 13 of Schedule 2” substitute “ under paragraph 13 of Schedule 2 ”,

• (v) in paragraph 1A(1A)(a) —

• (aa) for “under paragraph 15 or 16 of Schedule 3” substitute “ under paragraph 17 of Schedule 3 ”; and

• (bb) for “paragraph 16 or 17 of Schedule 6” substitute “ under paragraph 18 of Schedule 6 ”,

• (vi) in paragraph 1A(1B)(a) , for “under paragraphs 11 to 13 of Schedule 2” substitute “ under paragraph 13 of Schedule 2 ”,

• (vii) in paragraph 4 omit sub-paragraphs (2) to (12),

• (viii) in paragraph 7 omit sub-paragraphs (1)(a)(i), (2), (2A) and (2B),

• (ix) in paragraph 8 omit sub-paragraph (2)(a)(i),

• (x) omit paragraphs 9 to 12 ,

• (xi) in paragraph 13 —

• (aa) omit sub-paragraph (4A);

• (bb) in sub-paragraph (9)(b) for “any loan or payment which qualifies under paragraphs 14 to 16” substitute “ any payment which qualifies under paragraph 16 ”,

• (xii) omit paragraphs 14 and 15 ,

• (xiii) in paragraph 16 —

• (aa) for the heading substitute “ Housing costs ”;

• (bb) in sub-paragraph (2)(c) omit “, and for this purpose the expression “repairs and improvements” has the same meaning it has in paragraph 15(2)”;

• (cc) after sub-paragraph (4) add—

(5) For the purposes of sub-paragraph (2)(c), “repairs and improvements” means any of the following measures undertaken with a view to maintaining the fitness of the dwelling for human habitation or, where the dwelling forms part of a building, any part of a building containing that dwelling— (a) provision of a fixed bath, shower, wash basin, sink or lavatory, and necessary associated plumbing, including the provision of hot water not connected to a central heating system; (b) repairs to existing heating system; (c) damp proof measures; (d) provision of ventilation and natural lighting; (e) provision of drainage facilities; (f) provision of facilities for preparing and cooking food; (g) provision of insulation of the dwelling occupied as the home; (h) provision of electric lighting and sockets; (i) provision of storage facilities for fuel or refuse; (j) repairs of unsafe structural defects; (k) adapting a dwelling for the special needs of a disabled person; or (l) provision of separate sleeping accommodation for persons of different sexes aged 10 or over but under the age of 20 who live with the claimant and for whom the claimant or the claimant's partner is responsible.

• (xiv) in paragraph 17 after sub-paragraph (2) insert—

(2A) Where a non-dependant deduction is being made under the Loans for Mortgage Interest Regulations (Northern Ireland) 2017, the amount of the deduction under sub-paragraph (1) or (2) is to be reduced by an amount equal to that non-dependant deduction.

; and

• (xv) in paragraph 18 omit sub-paragraph (2).

• (g) in Schedule 6—

• (i) for paragraph 30 substitute—

(30) Any payment received under an insurance policy taken out to insure against the risk of being unable to maintain repayments on a loan which qualifies under Part 1 of Schedule 1 to the Loans for Mortgage Interest Regulations (Northern Ireland) 2017 (legacy benefit claimants and SPC claimants) and used to meet such repayments.

, and

• (ii) in paragraph 31(1)—

• (aa) in head (a) for “under Schedule 2 (housing costs)” substitute “under Schedule 1 to the Loans for Mortgage Interest Regulations”;

• (bb) for head (b) substitute—

(b) any charge which qualifies in accordance with paragraph 16 of Schedule 2 (housing costs) to these Regulations or any interest payment on a loan which qualifies under Part 1 of Schedule 1 to the Loans for Mortgage Interest Regulations, to the extent that the charge or payment is not met under these Regulations or by loan payments (as the case may be);

• (cc) in head (c) for “under paragraph 14 or 15 of Schedule 2” substitute “under Part 1 of Schedule 1 to the Loans for Mortgage Interest Regulations”;

• (dd) after sub-paragraph (2) add—

(3) In this paragraph— - “Loans for mortgage Interest Regulations” means the Loans for Mortgage Interest Regulations (Northern Ireland) 2017; - “loan payments” has the meaning given in the Loans for Mortgage Interest Regulations.

3

Schedule 2 of the SPC Regulations is amended as follows—

• (a) in paragraph 1 —

• (i) in sub-paragraph (1)(b) for “under paragraphs 11 to 13” substitute “ under paragraph 13 ”,

• (ii) in sub-paragraph (2) omit the definition of “standard rate”;

• (b) in paragraph 5 omit sub-paragraphs (2) to (13);

• (c) omit paragraphs 7 to 12 ;

• (d) in paragraph 13 —

• (i) for the heading substitute “ Housing costs ”,

• (ii) in sub-paragraph (2)(c) omit “, and for this purpose the expression “repairs and improvements” has the same meaning it has in paragraph 12(2)”,

• (iii) after sub-paragraph (4) add—

(5) For the purposes of sub-paragraph (2)(c), “repairs and improvements” means any of the following measures undertaken with a view to maintaining the fitness of the dwelling for human habitation or, where the dwelling forms part of a building, any part of a building containing that dwelling— (a) provision of a fixed bath, shower, wash basin, sink or lavatory, and necessary associated plumbing, including the provision of hot water not connected to a central heating system; (b) repairs to existing heating system; (c) damp proof measures; (d) provision of ventilation and natural lighting; (e) provision of drainage facilities; (f) provision of facilities for preparing and cooking food; (g) provision of insulation of the dwelling occupied as the home; (h) provision of electric lighting and sockets; (i) provision of storage facilities for fuel or refuse; (j) repairs of unsafe structural defects; (k) adapting a dwelling for the special needs of a disabled person; or (l) provision of separate sleeping accommodation for persons of different sexes aged 10 or over but under the age of 20 who live with the claimant and for whom the claimant or the claimant's partner is responsible.

; and

• (e) in paragraph 14 after sub-paragraph (2) insert—

(2A) Where a non-dependant deduction is being made under the Loans for Mortgage Interest Regulations (Northern Ireland) 2017, the amount of the deduction under sub-paragraph (1) or (2) is to be reduced by an amount equal to that non-dependant deduction.

4

The ESA Regulations are amended as follows—

• (a) in regulation 67(1) in sub-paragraph (c) for “mortgage interest repayments or such other housing costs as are prescribed” substitute “ housing costs as prescribed ”;

• (b) in regulation 68(1) in sub-paragraph (d) for “mortgage interest payments or such other housing costs as are prescribed” substitute “ housing costs as prescribed ”;

• (c) in Schedule 6—

• (i) in paragraph 1(1)(b) for “under paragraph 16 to 18” substitute “ under paragraph 18 ”,

• (ii) in paragraph 1(2) omit the definition of “standard rate”,

• (iii) in paragraph 3 —

• (aa) in sub-paragraph (1)(a) for “under paragraphs 14 to 16 of Schedule 2” substitute “ under paragraph 16 of Schedule 2 ” and for “paragraphs 15 to 17 of Schedule 3” substitute “ paragraph 17 of Schedule 3 ”;

• (bb) in paragraph (2)(a) for “under paragraphs 11 to 13 of Schedule 2” substitute “ under paragraph 13 of Schedule 2 ”,

• (iv) in paragraph 6 omit sub-paragraphs (2) to (14),

• (v) in paragraph 9 omit sub-paragraphs (1)(a)(i) and (2),

• (vi) in paragraph 10 omit sub-paragraph (2)(a)(i),

• (vii) omit paragraphs 11 to 14

• (viii) in paragraph 15 —

• (aa) omit sub-paragraph (6);

• (bb) in sub-paragraph (12)(b) for “any loan or payment which qualifies under paragraphs 16 to 18” substitute “ any payment which qualifies under paragraph 18 ”,

• (ix) omit paragraphs 16 and 17,

• (x) in paragraph 18—

• (aa) for the heading substitute “ Housing costs ”;

• (bb) in sub-paragraph (2)(c) omit “, and for this purpose “repairs and improvements” has the meaning given by paragraph 17(2)”;

• (cc) after sub-paragraph (4) add—

(5) For the purposes of sub-paragraph (2)(c), “repairs and improvements” means any of the following measures undertaken with a view to maintaining the fitness of the dwelling for human habitation or, where the dwelling forms part of a building, any part of a building containing that dwelling— (a) provision of a fixed bath, shower, wash basin, sink or lavatory, and necessary associated plumbing, including the provision of hot water not connected to a central heating system; (b) repairs to existing heating system; (c) damp proof measures; (d) provision of ventilation and natural lighting; (e) provision of drainage facilities; (f) provision of facilities for preparing and cooking food; (g) provision of insulation of the dwelling occupied as the home; (h) provision of electric lighting and sockets; (i) provision of storage facilities for fuel or refuse; (j) repairs of unsafe structural defects; (k) adapting a dwelling for the special needs of a disabled person; or (l) provision of separate sleeping accommodation for persons of different sexes aged 10 or over but under the age of 20 who live with the claimant and for whom the claimant or the claimant's partner is responsible.

• (xi) in paragraph 19 after sub-paragraph (2) insert—

(2A) Where a non-dependant deduction is being made under the Loans for Mortgage Interest Regulations (Northern Ireland) 2017, the amount of the deduction under sub-paragraph (1) or (2) is to be reduced by an amount equal to that non-dependant deduction.

; and

• (xii) in paragraph 20 omit sub-paragraph (2).

• (d) in Schedule 8—

• (i) for paragraph 30 substitute—

(30) Any payment received under an insurance policy taken out to insure against the risk of being unable to maintain repayments on a loan which qualifies under Part 1 of Schedule 1 to the Loans for Mortgage Interest Regulations (Northern Ireland) 2017 (legacy benefit claimants and SPC claimants) and used to meet such repayments.

, and

• (ii) in paragraph 31(1)—

• (aa) in head (a) for “under Schedule 6” substitute “under Part 1 of Schedule 1 to the Loans for Mortgage Interest Regulations”,

• (bb) for head (b) substitute—

(b) any charge which qualifies in accordance with paragraph 18 of Schedule 6 (housing costs) to these Regulations or any interest payment on a loan which qualifies under Part 1 of Schedule 1 to the Loans for Mortgage Interest Regulations to the extent that the charge or payment is not met under these Regulations or by loan payments (as the case may be);

• (cc) in head (c) for “under paragraph 16 or 17 of that Schedule” substitute “under Part 1 of Schedule 1 to the Loans for Mortgage Interest Regulations”;

• (dd) after sub-paragraph (2) add—

(3) In this paragraph— - “Loans for Mortgage Interest Regulations” means the Loans for Mortgage Interest Regulations (Northern Ireland) 2017; - “loan payments” has the meaning given in the Loans for Mortgage Interest Regulations.

5

The UC Regulations are amended as follows—

• (a) in regulation 26 omit paragraph (2)(b);

• (b) in regulation 27 omit paragraph (3)(b)(i);

• (c) in regulation 27 in paragraph (3)(b)(ii) omit “only”;

• (d) in regulation 66 —

• (i) in paragraph (1)(h)(i) omit “or”, and

• (ii) omit paragraph (1)(h)(ii);

• (e) in Schedule 1—

• (i) in paragraph 3(f), for “within the meaning of paragraph 5” substitute “ within the meaning of Schedule 1 to the Loans for Mortgage Interest Regulations (Northern Ireland) 2017 ”,

• (ii) omit paragraphs 5 to 7,

• (iii) in paragraph 8(3)(a) for “a loan that falls within paragraph 6” substitute “ a qualifying loan within the meaning of regulation 2 of the Loans for Mortgage Interest Regulations (Northern Ireland) 2017 ”;

• (f) in Schedule 5—

• (i) in paragraph 2 omit the definitions of “alternative finance arrangements”, “alternative finance payments”, “loan interest payments” and “standard rate”,

• (ii) for paragraph 3(1) substitute—

(1) “Relevant payments” means one or more payments which are service charge payments.

• (iii) omit paragraph 3(2),

• (iv) in paragraph 3(3) for “that Schedule” substitute “ Schedule 1 ”,

• (v) in paragraph 9 for “the aggregate of the amounts resulting from paragraphs 10, 11 and 13” substitute “ the amount resulting from paragraph 13 ”, and

• (vi) omit paragraphs 10 to 12.

6

In regulation 30(1)(b) of the Transitional Provisions Regulations —

• (a) in head (i) for “paragraphs 14 to 16 of Schedule 2” substitute “ paragraph 16 of Schedule 2 ”;

• (b) in head (ii) for “paragraphs 16 to 18 of Schedule 6” substitute “ paragraph 18 of Schedule 6 ”; and

• (c) in head (iii) for “paragraphs 15 to 17 of Schedule 3” substitute “ paragraph 17 of Schedule 3 ”.

Signed

Signed by authority of the Secretary of State for Work and Pensions

Caroline Dinenage — Parliamentary Under-Secretary of State — 2017-08-30

Explanatory note

(This note is not part of the Regulations)

Footnotes

[^f00001]: 1992 c. 7; section 133(1) is cited for the meaning of “prescribed”. Section 133(2)(d) was substituted by paragraph 18(3) of Schedule 2 to the Jobseekers (Northern Ireland) Order 1995 (S.I. 1995/2705 (N.I. 15)) and section 171(1) was amended by paragraph 5 of Schedule 4 to the Tax Credits Act 2002 (c. 21).

[^f00002]: S.I. 1995/2705 (N.I. 15); Article 2(2) is cited for the meaning of “prescribed” and “regulations” Article 36(2) was amended by paragraph 55 of Schedule 3 to the Social Security Contributions (Transfer of Functions, etc.) (Northern Ireland) Order 1999 (S.I. 1999/671).

[^f00003]: 2002 c. 14 (N.I.); section 17(1) is cited for the meaning of “prescribed” and “regulations”.

[^f00004]: 2007 c. 2 (N.I.); section 24(1) is cited for the meaning of “prescribed” and “regulations” and section 25(2) was amended by Article 57(2)(b) of the Welfare Reform (Northern Ireland) Order 2015 (S.I. 2015/2006 (N.I.)).

[^f00005]: S.I. 2015/2006 (N.I. 1).

[^f00006]: S.I. 2016/999 (N.I. 1).

[^f00007]: Article 4 was amended by Article 4 of the Welfare Reform and Work (Northern Ireland) Order 2016. Functions under or for the purposes of the Social Security Contributions and Benefits (Northern Ireland) Act 1992 and the Jobseekers (Northern Ireland) Order 1995 are vested in the Department for Communities by virtue of Article 8(b) of S.R. 1999 No. 481 and section 1(7) of the Departments Act (Northern Ireland) 2016 (c. 5 (N.I.)).

[^f00008]: S.R. 2008 No. 280; regulation 67 was amended by regulation 3(4)(a) of S.R. 2010 No. 6. Regulation 68 was amended by regulation 3(4)(b) of S.R. 2010 No. 6. Regulation 69 was amended by regulation 5(2) of S.R. 2010 No.58. Regulation 70 was amended by regulation 7(a) of S.R. 2009 No. 68, regulation 7 of S.R. 2012 No. 280, regulation 11(22) of S.R. 2013 No. 246 and regulation 7 of S.R. 2014 No. 133.

[^f00009]: S.R. 1987 No. 459; regulation 17 was amended by regulation 2 of S.R. 1988 No. 193, regulation 4 of S.R. 1989 No. 395, regulation 4(7) of S.R. 1993 No. 373, regulation 9 of S.R. 1996 No. 199, paragraph 2(a) of Schedule 1 to S.R. 2003 No. 195, regulation 2(3) of S.R. 2003 No. 267, regulation 3 and paragraph 4 of Schedule 1 to S.R. 2005 No. 458, regulation 2(4)(a) of S.R. 2006 No. 97 and regulation 3(2)(a) of S.R. 2010 No.6. Regulation 18 was amended by regulation 5(a) and (c) of S.R. 1988 No. 274, regulation 5 of S.R. 1988 No. 318, regulation 5 of S.R. 1989 No. 249, regulation 4(8) of S.R. 1993 No. 373, regulation 10(a)(ii) and (b) of S.R. 1996 No. 199, regulation 2(1) and paragraph 4 of Part 1 of the Schedule to S.R. 2002 No. 132, paragraph 3(a) of Schedule 1 to S.R. 2003 No. 195, regulation 2(4) of S.R. 2003 No. 267, regulation 2(4)(b) of S.R. 2006 No. 97 and regulation 3(2)(b) of S.R. 2010 No.6. Regulation 19 was omitted by paragraph 5 of Part 1 of the Schedule to S.R. 2002 No. 132. Regulation 20 was omitted by paragraph 4 of Schedule 1 to S.R. 1989 No. 139. Regulation 21 was amended by regulation 4(3) of S.R. 1994 No. 77, regulation 2(6)(a) of S.R. 1995 No. 86, regulation 12 of S.R. 1996 No. 199, regulation 2(2) of S.R. 1996 No. 449, regulation 5(2)(b)(i) of S.R. 1998 No. 81, regulation 5(4) of S.R. 2000 No. 71, paragraph 6 of the Schedule to S.R. 2002 No. 132, paragraph 4(a) of Schedule 1 to S.R. 2003 No. 195, regulation 3(a) of S.R. 2003 No. 412, regulation 3 and paragraph 5 of Schedule 1 to S.R. 2005 No. 458, paragraph 12(3) of Schedule 3 to S.R. 2005 No. 536, regulation 3(2) of S.R. 2005 No. 580, regulation 2(2) of S.R. 2006 No. 178, regulation 2(4) of S.R. 2009 No. 92 and regulation 3(2) of S.R. 2010 No. 58. Regulation 21AA was inserted by regulation 2(3) of S.R. 2006 No. 178 and amended by regulation 2 of S.R. 2006 No. 379, regulation 2(a) of S.R. 2009 No. 68, regulation 2 of S.R. 2012 No. 380, regulation 3(4) of S.R. 2013 No. 246 and regulation 2 of S.R. 2014 No. 133.

[^f00010]: S.R. 1996 No. 198; regulation 83 was amended by paragraph 4 of Part 2 of the Schedule to S.R. 2002 No. 132, paragraph 2(a) of Schedule 2 to S.R. 2003 No. 195, regulation 4(3) of S.R. 2003 No. 267 and regulation 3(3)(a) of S.R. 2010 No. 6. Regulation 84 was amended by paragraph 5 of Part 2 of the Schedule to S.R. 2002 No. 132, paragraph 3(a) of Schedule 2 to S.R. 2003 No. 195, regulation 4(4) of S.R. 2003 No. 267 and regulation 3(3)(b) of S.R. 2010 No. 6. Regulation 85 was amended by regulation 5(2)(c) of S.R. 1998 No. 81, regulation 10(3)(a) of S.R. 2000 No. 71, paragraph 6 of Part 2 of the Schedule to S.R. 2002 No. 132, paragraph 4(a) of Schedule 2 to S.R. 2003 No. 195, regulation 4(5) of S.R. 2003 No. 267, regulation 9 and paragraph 4(b) and (c) of Schedule 3 to S.R. 2005 No. 458, Article 2(3) and paragraph 23(5) of Schedule 3 to S.R. 2005 No. 536, regulation 5(2) of S.R. 2005 No. 580, regulation 4(2) of S.R. 2006 No. 178 and regulation 4(4) of S.R. 2009 No. 92. Regulation 85A was inserted by regulation 4(3) of S.R. 2006 No. 178 and amended by regulation 4 of S.R. 2006 No. 379, regulation 3(a) of S.R. 2009 No. 68, regulation 3 of S.R. 2012 No. 380, regulation 5 of S.R. 2013 No. 246, regulation 2 of S.R. 2013 No. 308, regulation 3 of S.R. 2014 No. 133 and regulation 2(3) of S.R. 2014 No. 263. Regulation 86 was omitted by paragraph 7 of Part 2 to the Schedule to S.R. 2002 No.132. Regulations 86A to 86C were inserted by paragraph 35 of Schedule 2 to S.R. 2000 No. 350. Regulation 86A was amended by paragraph 8 of Part 2 of the Schedule to S.R. 2002 No. 132, regulation 4(6) of S.R. 2003 No. 267 and regulation 3(3)(c) of S.R. 2010 No. 6. Regulation 86B was amended by regulation 4(7) of S.R. 2003 No. 267 and regulation 3(3)(d) of S.R. 2010 No. 6. Regulation 86C was amended by paragraph 9 of Part 2 of the Schedule to S.R. 2002 No. 132, regulation 5(2)(a) and (b) of S.R. 2004 No. 143 and regulation 5(3) of S.R. 2005 No. 580.

[^f00011]: 2002 c. 14 (N.I.); section 2 was amended by paragraph 148 and 149 of Schedule 24 to the Civil Partnership Act 2004 (c. 33).

[^f00012]: The definition for “benefit week” was substituted by regulation 3 of S.R. 2009 No. 107.

[^f00013]: The definition for “benefit week” was substituted by regulation 3(2) of S.R. 2009 No. 409.

[^f00014]: S.R. 1987 No. 465.

[^f00015]: Paragraph 1(3) was amended by regulation 8(4) of S.R. 2016 No. 175 and regulation 2(5)(a) of S.R. 2017 No. 51.

[^f00016]: Paragraph 1(3) was amended by regulation 2(3)(a)(ii) of S.R. 1995 No. 434, regulation 5(7)(a) of S.R. 2006 No. 359, regulation 12(11)(a) of S.R. 2008 No. 286 and regulation 3(3) of S.R. 2016 No. 175 and paragraph 1(3)(a) of Schedule 1 to S.R. 2017 No.51.

[^f00017]: Paragraph 1(3) was amended by regulation 13(13)(a) of S.R. 2006 No. 359, regulation 19(25) of S.R. 2008 No. 286, regulation 4 of S.R. 2016 No. 175 and paragraph 3(3)(a) of Schedule 1 to S.R. 2017 No. 51.

[^f00018]: S.R. 2003 No. 28; the definition of “disabled person” in paragraph 1(2) was amended by regulation 7(4)(a) of S.R. 2005 No. 580, regulation 5(4)(a) of S.R. 2006 No. 97, regulation 30(1)(a)(i) of S.R. 2008 No. 286, regulation 23(5)(a) of S.I. 2013/3021, regulation 4(3)(a) of S.R. 2014 No. 275, regulation 6 of S.R. 2016 no. 175, regulation 25(5)(a) of S.R. 2016 No. 228 and paragraph 5(3) of Schedule 1 to S.R. 2017 No. 51.

[^f00019]: S.R. 2016 No. 216

[^f00020]: S.I. 1977/2157 (N.I. 28).

[^f00021]: The Regulations have been modified in their application to certain claimants by S.R. 2008 No. 503 as amended by S.R. 2009 No. 426.

[^f00022]: 2011 c. 4.

[^f00023]: 1970 c. 18 (N.I.)

[^f00024]: The Regulations have been modified in their application to certain claimants by S.R. 2008 No. 503 as amended by S.R. 2009 No. 426.

[^f00025]: Article 3(4) was amended by paragraph 3(4)(b) of Schedule 7 to the Welfare Reform and Pensions (Northern Ireland) Order 1999 (S.I. 1999/3147 (N.I. 11)) and paragraph 131 of Schedule 24 to the Civil Partnership Act 2004 (c. 33).

[^f00026]: The Regulations have been modified in their application to certain claimants by S.R. 2008 No. 503 as amended by S.R. 2009 No. 426.

[^f00027]: S.R. 2008 No. 503.

[^f00028]: Regulation 3 was amended by Regulation 2(c) and paragraph 2(b) of Schedule 1 to S.R. 1989 No. 139, regulation 2 of S.R. 1989 No. 395, regulation 2 of S.R. 1990 No. 346, regulation 2 of S.R. 1991 No. 474, paragraph 1(b) of Schedule 12 to S.R. 1994 No. 65, regulation 2 of S.R. 1994 No. 474 and regulation 2(3) of S.R. 1995 No. 86.

[^f00029]: Schedule 3 was substituted by regulation 2 of S.R. 1995 No. 301, paragraph 14 was amended by regulation 2(3)(i) of S.R. 1995 No. 434, regulation 24(b) of S.R. 1996 No. 199, regulation 5(10)(b) of S.R. 1996 No. 405, regulation 16(3) of S.R. 1997 No. 541, regulation 3(5) of S.R. 1998 No. 182, regulation 8(4)(b) of S.R. 1998 No. 324, regulation 3 of S.R. 1999 No. 107, regulation 2(1) of S.R. 1999 No. 315, Article 7(11)(b)(i) and (ii) of S.R. 1999 No. 472 (C. 36), regulation 3(5) of S.R. 2000 No. 241, regulation 6 of S.R. 2001 No. 78, regulation 12(b)(ii)(bb) and (iv) of S.R. 2001 No. 151, regulation 24(6)(d) of S.R. 2003 No. 191, regulation 2(7) of S.R. 2005 No. 424, regulation 5(6)(b) of S.R. 2006 No. 359, regulation 2(9)(b)(ii) and (15) of S.R. 2008 No. 112, regulation 2(8)(b) of S.R. 2008 no. 248, regulation 12(11) of S.R. 2008 No. 286, regulation 3(7) of S.R. 2011 No. 135 and regulation 2(2)(i) of S.R. 2016 No. 44.

[^f00030]: Paragraph 13 was amended by regulation 29(5) of S.R. 1996 No. 358, regulation 2(18)(a) of S.R. 1996 No. 503, regulation 7(2) of S.R. 1997 No. 165, regulation 13(3) of S.R. 1997 No. 541, regulation 11(4) of S.R. 1998 No. 324, regulation 2(6) of S.R. 1999 No. 107, regulation 2(2) of S.R. 1999 No. 315, Article 9(17)(b) of S.R. 1999 No. 428 (C. 32), paragraph 54(8)(b) to (e) of Schedule 2 to S.R. 2000 No. 350, regulation 12(b) of S.R. 2001 No. 78, regulation 9(b)(ii)(bb) and (iii) of S.R. 2004 No. 151, regulation 32(b) of S.R. 2003 No. 191, regulation 4(7) of S.R. 2005 No. 424, regulation 13(12)(b) of S.R. 2006 No. 359, regulation 4(14) of S.R. 2008 No. 112, regulation 19(25)(e) of S.R. 2008 No. 286, regulation 3(5) of S.R. 2008 No. 290, regulation 4(8)(b) of S.R. 2008 No. 428, regulation 2(10) of S.R. 2009 No. 141, regulation 7(8) of S.R. 2011 No. 135, regulation 10(11)(b) of S.R. 2011 No. 357 and regulation 3(2)(h) of S.R. 2016 No. 44.

[^f00031]: Paragraph 15 was amended by regulation 3(30)(d) of S.R. 2008 No. 413, regulation 14(10) of S.R. 2011 No. 135, regulation 21(15) of S.R. 2011 No. 357, regulation 5(7) of S.R. 2011 No. 368, Article 28(6)(a) of S.R. 2013 No. 3021, regulation 4(2)(h) of S.R. 2016 No. 44 and regulation 34(6)(a) of S.R. 2016 No. 228.

[^f00032]: 1992 c. 7; section 138 was substituted by section 2(2) of the Child Benefit Act 2005 (c. 6).

[^f00033]: Regulation 4A was inserted by regulation 4(5) of S.R. 2017 No. 1.

[^f00034]: The Regulations have been modified in their application to certain claimants by S.R. 2008 No. 503, as amended by S.R. 2009 No. 426.

[^f00035]: S.R. 2016 No. 226.

[^f00036]: S.R. 1987 No. 459; regulation 15 was amended by regulation 4(5) of S.R. 1993 No. 373 and paragraph 3 of Schedule 1 to S.R. 2003 No. 1.

[^f00037]: S.R. 1996 No. 198; regulation 77 was amended by paragraph 3 of Schedule 3 to S.R. 2003 No. 1.

[^f00038]: S.R. 2008 No. 280; regulation 156 was amended by regulation 3(27) of S.R. 2008 No. 413.

[^f00039]: Regulation 16 was amended by regulation 8(a) and (d) of S.R. 1988 No. 146, regulation 7 of S.R. 1990 No. 131, regulation 3(3)(a)(ii) and (b) of S.R. 1990 No. 387, paragraph 1(2) of Schedule 1 to S.R. 1993 No. 149, regulation 4(6) of S.R. 1993 No. 373, regulation 8 of S.R. 1996 No. 199, regulation 5(5) of S.R. 1996 No. 405, regulation 2(3) of S.R. 1998 No. 2 and regulation 3 and paragraph 3 of Schedule 1 to S.R. 2005 No. 458.

[^f00040]: Regulation 78 was amended by regulation 18 of S.R. 1996 No. 358, regulation 8(4) of S.R. 1998 No. 2, paragraph 33 of Schedule 2 to S.R. 2000 No. 350, regulation 9 and paragraph 3 of schedule 3 to S.R. 2005 No. 458 and regulation 19(13) of S.R. 2008 No. 286.

[^f00041]: S.R. 2003 No. 28; regulation 5 was amended by regulation 2(5)(a)(i) and (iii) of S.R. 2003 No. 421, regulation 12 and paragraph 2 of Schedule 4 to S.R. 2005 No. 458, regulation 14(2)(a) of S.R. 2006 No. 359, regulation 3(3)(b) of S.R. 2008 No. 410 and regulation 4(6) of S.R. 2017 No. 1.

[^f00042]: Regulation 43 was amended by regulation 4(1)(c) of S.R. 2010 No. 6, regulation 17(4) of S.R. 2015 No. 146 and regulation 4(3) of S.R. 2015 No. 184.

[^f00043]: Regulation 5 was amended by regulation 4 of S.R. 1988 No. 146, regulation 3 of S.R. 1988 No. 318, regulation 3 of S.R. 1988 No. 431, regulation 3 of S.R. 1989 No. 365, regulation 4 of S.R. 1990 No. 131, regulation 3 of S.R. 1991 No. 338, regulation 4(3) of S.R. 1993 No. 373, regulation 2(4) of S.R. 1995 No. 86, regulation 5(4) of S.R. 1996 No. 405, Article 7(4) of S.R. 1999 No. 472 (C. 36), regulation 3 of S.R. 2001 No. 78, regulation 2(3) of S.R. 2002 No. 363, regulation 4(3) of S.R. 2007 No. 396, regulation 2(3) of S.R. 2008 No. 112 and Article 5(3) of S.R. 2015 No. 146. Regulation 6 was amended by regulation 4(a) of S.R. 1988 No. 318, regulation 2(d) of S.R. 1992 No. 147, regulation 4(3)(a) and (c) of S.R. 1992 No. 403, regulation 2(3) of S.R. 1994 No. 327, regulation 2(5) of S.R. 1995 No. 86, regulation 5(2) of S.R. 1999 No. 342, regulation 2(3) of S.R. 1999 No. 381, regulation 2(b) of S.R. 2000 No. 74, regulation 4 of S.R. 2001 No. 78, regulation 2(a) of S.R. 2003 No. 367, regulation 3 of S.R. 2004 No. 163, paragraph 2 of Schedule 1 to S.R. 2005 No. 458, regulation 2(2) of S.R. 2007 No. 475, regulation 12(3) of S.R. 2008 No. 286, regulation 4(1)(a)(i) of S.R. 2010 No. 6 and regulation 2(4) of S.R. 2010 No. 69.

[^f00044]: Regulation 51 was amended by regulation 7 of S.R. 1996 No. 356, regulation 5(3) of S.R. 1997 No. 130, Article 9(8)(a) of S.R. 1999 No. 428 (C.32), paragraph 14 of Schedule 2 to S.R. 2000 No. 350, regulation 3 of S.R. 2002 No. 323, regulation 4(3) of S.R. 2009 No. 92, regulation 10(3) of S.R. 2011 No. 357, regulation 17(3) of S.I. 2013/3021 and regulation 14(3) of S.R. 2016 No. 228. Regulation 52 was amended by paragraph 15 of Schedule 2 to S.R. 2000 No. 350, regulation 12 of S.R. 2001 No. 78, regulation 3(3) of S.R. 2002 No. 363, regulation 7(4) of S.R. 2007 No. 396, regulation 4(7) of S.R. 2008 No.112 and Article 7(4) of S.R. 2015 No. 146. Regulation 53 was amended by regulation 6(2) of S.R. 1999 No. 342, paragraph 16 of Schedule 2 to S.R. 2000 No. 350, regulation 4 of S.R. 2004 No. 163, regulation 13(4)(b) of S.R. 2006 No. 359, regulation 4(1)(b)(i) of S.R. 2010 No. 6, regulation 4(5) of S.R. 2010 No. 69, regulation 2(4) of S.R. 2012 No. 14, regulation 19(4) of S.R. 2014 No. 150 and regulation 3(7)(c) of S.R. 2015 No. 184.

[^f00045]: Paragraph 2 was amended by regulation 2(9)(a) of S.R. 2003 No. 421 and Article 10(5) of S.R. 2015 No.146.

[^f00046]: 1954 c. 33 (N.I.); section 39(2) was modified by the Pensions (Northern Ireland) Order 2005 No. 255 (N.I. 1).

[^f00047]: S.R. 1987 No. 465; regulation 4E was inserted by regulation 4(3) of S.R. 2003 No. 191 and amended by regulation 2(5) of S.R. 2003 No. 317, regulation 7 of S.R. 2004 No. 394 and regulation 2(5) of S.R. 2006 No. 168.

[^f00048]: S.R. 1987 No. 459; paragraph 17 was amended by regulation 5 and paragraph 1(4)(a) of Schedule 2 to S.R. 2006 No. 407.

[^f00049]: S.R. 1996 No. 198; paragraph 16 was amended by regulation 5 and paragraph 4(4)(a) of Schedule 2 to S.R. 2006 No. 407.

[^f00050]: S.R. 2008 No. 280.

[^f00051]: S.R. 2003 No. 28; paragraph 13 was amended by regulation 5 and paragraph 11(4)(b) of S.R. 2006 No. 407.

[^f00052]: Paragraph 18 was amended by regulation 2(3)(j)(ii) and (iii) of S.R. 1995 No. 434, regulation 3(b) of S.R. 1997 No. 3, regulation 3 of S.R. 1997 No. 165, Article 7(2) of S.R. 1999 No. 472 (C. 36), regulation 3(4) of S.R. 2003 No. 261, regulation 4(b)(i) and (ii)(bb) of S.R. 2004 No. 394, regulation 3(4) of S.R. 2005 No. 580, regulation 5 and paragraph 1(4)(b) of Schedule 2 to S.R. 2006 no. 407, regulation 12(11)(g) of S.R. 2008 No. 286, regulation 2(5)(e) and (8)(d) of S.R. 2008 No. 428, regulation 2(3)(e) and (7)(d) of S.R. 2010 No. 69, regulation 7(5)(c) of S.R. 2011 No. 357, regulation 2(3) of S.R. 2013 No. 67, regulation 14(6) of S.I. 2013/3021, regulation 2(3) of S.R. 2014 No. 275, regulation 2(3)(b)(v) of S.R. 2016 No. 110 and regulation 11(6) of S.R. 2016 No. 228.

[^f00053]: Paragraph 17 was amended by regulation 3(b) of S.R. 1997 No. 3, regulation 7(3) of S.R. 1997 No. 165, Article 9(5)(l) of S.R. 1999 No. 428 (C. 32), regulation 5(4) of S.R. 2003 No. 261, regulation 5(b) of S.R. 2004 No. 394, regulation 5(4) of S.R. 2005 No. 580, regulation 5 and paragraph 4(4)(b) of Schedule 2 to S.R. 2006 No. 407, regulation 19(25)(f) of S.R. 2008 No. 286, regulation 4(5)(e) and (8)(d) of S.R. 2008 No. 428, regulation 4(3)(e) and (8)(d) of S.R. 2010 No. 69, regulation 10(7)(c) of S.R. 2011 No. 357, regulation 3(4) of S.R. 2013 No. 67, regulation 17(8)(a) and (c) of S.I. 2013/3021, regulation 3(3) of S.R. 2014 No. 275 and regulation 14(8) of S.R. 2016 No.228.

[^f00054]: Paragraph 19 was amended by regulation 10(3)(e) of S.R. 2010 No. 69, regulation 21(15) of S.R. 2011 No. 357, Article 28(6)(b)(i) of S.I. 2013/3021, regulation 7(3) of S.R. 2014 No. 275, regulation 4(2)(h)(iii) of S.R. 2016 No. 44 and regulation 34(6)(b)(i) and (ii) and (7)(a) of S.R. 2016 No. 228.

[^f00055]: Paragraph 14 was amended by regulation 23(7)(c) of S.R. 2003 No. 191, regulation 7(2) of S.R. 2003 No. 261, regulation 6(5)(b) of S.R. 2004 No. 394, regulation 7(4)(b) of S.R. 2005 No. 580, regulation 14(5) of S.R. 2006 No. 359, regulation 5 and paragraph 11(4)(c) of Schedule 2 to S.R. 2006 No. 407, regulation 30(8)(e) of S.R. 2008 No. 286, regulation 5(3)(b) and (c) of S.R. 2008 No. 428, regulation 6(3)(b) of S.R. 2010 No. 69, regulation 14(5) of S.R. 2011 No. 357, regulation 5 of S.R. 2013 No. 67, regulation 23(5)(b) to (d) of S.I. 2013/3021, regulation 4(3)(b) of S.R. 2014 No. 275, regulation 25(5)(b) of S.R. 2016 No. 228 and Article 25(4) of S.R. 2017 No. 56.

[^f00056]: 2011 c. 4.

[^f00057]: S.I. 1987/1627 (N.I. 16).

[^f00058]: S.I. 1986/595 (N.I. 4).

[^f00059]: 1971 c. 33 (N.I.).

[^f00060]: S.I. 2015/2006 (N.I. 1).

[^f00061]: S.R. 1987 No. 459; paragraph 16 was amended by regulation 2(8)(c) of S.R. 2008 No. 248. Paragraph 17 was amended by regulation 5 and paragraph 1(4)(a) of Schedule 2 to S.R. 2016 No. 407.

[^f00062]: S.R. 1996 No. 198; paragraph 15 was amended by regulation 4(8)(c) of S.R. 2008 No. 428. Paragraph 16 was amended by regulation 5 and paragraph 4(4)(a) of Schedule 2 to S.R. 2006 No. 407.

[^f00063]: Paragraph 8(1) was amended by regulation 2(3)(f)(i) of S.R. 1995 No. 434 and regulation 2(2)(d)(ii) of S.R. 2016 No. 44.

[^f00064]: Paragraph 7(1) was amended by regulation 3(2)(c) of S.R. 2016 No. 44.

[^f00065]: S.R. 2008 No. 280; paragraph 9(1) was amended by regulation 4(2)(c) of S.R. 2016 No. 44.

[^f00066]: 1974 c. 39.

[^f00067]: Regulation 75(1)(a) is substituted by regulation 2(9)(a)(ii) of S.R. 2016 No. 241.

[^f00068]: 2007 c. 3; Part 10A was inserted by section 365 of, and Part 1 of Schedule 2 to, the Taxation (International and Other Provisions) Act 2010 (c. 8).

[^f00069]: S.I. 1995/1980 (N.I. 12).

[^f00070]: There have been amendments to regulation 3 which are not relevant to these Regulations.

[^f00071]: The definition of “full-time student” was inserted by regulation 3(3)(a) of S.R. 2000 No. 241 and amended by regulation 2(6) of S.R. 2006 No. 128.

[^f00072]: The definition of “full-time student” was amended by regulation 4(2) of S.R. 2006 No. 128.

[^f00073]: There have been amendments to regulation 1(2) which are not relevant to these Regulations.

[^f00074]: S.I. 2003/431 (N.I. 9); Article 2(2) was amended by paragraph 1(1)(d) of Schedule 6 to the Health and Social Care (Reform) Act (Northern Ireland) 2009 (c. 1 (N.I.)).

[^f00075]: The definition of “period of study” was substituted by regulation 3(2)(d) of S.R. 2000 No. 241.

[^f00076]: The definition of “period of study” was amended by regulation 3(2)(a) of S.R. 2000 No. 242.

[^f00077]: 2002 c. 21; section 9 is amended by section 13 of the Welfare Reform and Work Act 2016 (c. 7).

[^f00078]: S.R. 2016 No. 220.

[^f00079]: S.R. 1989 No. 459; regulation 6(5) was amended by regulation 2(2) of S.R. 2007 No. 475 and regulation 12(3) of S.R. 2008 No. 286.

[^f00080]: Regulation 17(1) was amended by regulation 2 of S.R. 1988 No. 193, regulation 4(7) of S.R. 1993 No. 373, regulation 9 of S.R. 1996 No. 199, paragraph 2(a) of Schedule 1 to S.R. 2003 No. 195, regulation 2(3) of S.R. 2003 No. 267, regulation 2(4)(a) of S.R. 2006 No. 97 and regulation 3(2)(a) of S.R. 2010 No. 6.

[^f00081]: Regulation 18(1) was amended by regulation 5(a) of S.R. 1988 No. 274, regulation 5 of S.R. 1988 No. 318, regulation 5 of S.R. 1989 No. 249, regulation 4(8) of S.R. 1993 No. 373, regulation 10(a)(ii) of S.R. 1996 No. 199, regulation 2(1) and paragraph 4 of Part 1 of the Schedule to S.R. 2002 No. 132, paragraph 3(a) of Schedule 1 to S.R. 2003 No. 195, regulation 2(4) of S.R. 2003 No. 267, regulation 2(4)(b) of S.R. 2006 No. 97 and regulation 3(2)(b) of S.R. 2010 No. 6.

[^f00082]: Paragraph 1A was inserted by regulation 2(2) of S.R. 1997 No. 435 and sub-paragraph (1)(a) was amended by regulation 2(3)(a) of S.R. 2007 No. 475 and regulation 12(11)(b) of S.R. 2008 No. 286.

[^f00083]: Paragraph 1A(1A)(a) was amended by regulation 2(3)(a)(iii) of S.R. 2007 No. 475.

[^f00084]: Paragraph 4 was amended by regulation 2(3)(c) of S.R. 1995 No. 434, regulation 5(10)(a) of S.R. 1996 No. 405, regulation 16(2) of S.R. 1997 No. 541, regulation 3 and paragraph 8(b) of Schedule 1 to S.R. 2005 No. 458, regulation 2(3)(b) of S.R. 2007 No. 475, regulation 2(9)(b)(i) of S.R. 2008 No. 112, regulation 12(11)(c) of S.R. 2008 No. 286, regulation 2(8)(a) of S.R. 2008 No. 428 and regulation 3(7)(a) of S.R. 2011 No. 135.

[^f00085]: Paragraph 8 was amended by regulation 2(3)(f) of S.R. 1995 No. 434, regulation 2(5) and (6) of S.R. 1997 No. 435, regulation 12(11)(e) of S.R. 2008 No. 286 and regulation 2(2)(d) of S.R. 2016 No. 44.

[^f00086]: Paragraph 9 was amended by regulation 24(6)(c) of S.R. 2003 No. 191 and regulation 2(2)(e) of S.R. 2016 No. 44.

[^f00087]: Paragraph 10 was amended by regulation 2(1) of S.R. 2001 No.406, regulation 2(b) of S.R. 2004 No. 461 and regulation 2(2)(f) of S.R. 2016 No.44. Paragraph 11 was amended by regulation 2(3)(g)(i) and (iii) of S.R. 1995 No. 434 and regulation 2(2)(g) of S.R. 2016 No. 44. Paragraph 12 was amended by regulation 2(c) of S.R. 2004 No. 461, regulation 2(3)(c)(ii) of S.R. 2007 No. 475, regulation 2(2)(b) of S.R. 2008 No. 503, regulation 2(2) of S.R. 2010 No. 340 and regulation 2(5) of S.R. 2014 No. 105. Paragraph 13 was amended by Article 7(11)(a) of S.R. 1999 No. 472 (C.36) and regulation 2(2)(h) of S.R. 2016 No. 44.

[^f00088]: Paragraph 14 was amended by regulation 2(3)(i) of S.R. 1995 No. 434, regulation 24(b) of S.R. 1996 No. 199, regulation 5(10)(b) of S.R. 1996 No. 405, regulation 16(3) of S.R. 1997 No. 541, regulation 3(5) of S.R. 1998 No. 182, regulation 8(4)(b) of S.R. 1998 No. 324, regulation 3 of S.R. 1999 No. 107, regulation 2(1) of S.R. 1999 No. 315, Article 7(11)(b)(i) and (ii) of S.R. 1999 No. 472 (C. 36), regulation 3(5) of S.R 2000 No. 241, regulation 6(a) of S.R. 2001 No. 78, regulation 12(b)(ii) and (iv) of S.R. 2001 No. 151, regulation 24(6)(d) of S.R. 2003 No. 191, regulation 2(7) of S.R. 2005 No. 424, regulation 5(6)(b) of S.R. 2006 No. 359, regulation 2(9)(b)(ii) and (15) of S.R. 2008 No. 112, regulation 2(8)(b) of S.R. 2008 No. 248, regulation 12(11)(f) of S.R. 2008 No. 286, regulation 3(7) of S.R. 2011 No. 135 and regulation 2(2) of S.R. 2016 No. 44.

[^f00089]: Paragraph 16 was amended by regulation 2(8)(c) of S.R. 2008 No. 248.

[^f00090]: Paragraph 17 was amended by regulation 5 and paragraph 1(4)(a) of Schedule 2 to S.R. 2006 No. 407.