The Occupational and Personal Pension Schemes (Disclosure of Information) Regulations 2013

[^key-8699ba92c8f64b1d4f99331cd177b7f8]: Words in Sch. 3 para. 23 substituted (6.4.2015) by The Occupational and Personal Pension Schemes (Disclosure of Information) (Amendment) Regulations 2015 (S.I. 2015/482), regs. 1, 12(3)(c)

[^key-e23b1b7e89d8e1a0a1c521486e80e233]: Reg. 19A inserted (6.4.2016) by The Pension Protection Fund and Occupational and Personal Pension Schemes (Miscellaneous Amendments) Regulations 2016 (S.I. 2016/294), regs. 1, 9

[^key-3a86c6c61037fa58bbf010f9bcfbee96]: Sch. 2 para. 4C inserted (6.4.2016) by The Pension Protection Fund and Occupational and Personal Pension Schemes (Miscellaneous Amendments) Regulations 2016 (S.I. 2016/294), regs. 1, 10(3)

[^key-10ba3e98e75c1c245181f79f51eae08b]: Sch. 2 para. 22C inserted (6.4.2016) by The Pension Protection Fund and Occupational and Personal Pension Schemes (Miscellaneous Amendments) Regulations 2016 (S.I. 2016/294), regs. 1, 10(5)

[^key-165840d516b8e04f335c6a46fe43fc8d]: Words in Reg. 2(1) inserted (6.4.2016) by The Pension Protection Fund and Occupational and Personal Pension Schemes (Miscellaneous Amendments) Regulations 2016 (S.I. 2016/294), regs. 1, 8(1)

[^key-942784b7e15047eac318db0d209388c0]: Reg. 2(2)(a) substituted (6.4.2016) by The Pension Protection Fund and Occupational and Personal Pension Schemes (Miscellaneous Amendments) Regulations 2016 (S.I. 2016/294), regs. 1, 8(2)

[^key-a0b3e8aa4ddb92eabd6b1b308a7f3899]: Words in Sch. 2 para. 4B inserted (6.4.2016) by The Pension Protection Fund and Occupational and Personal Pension Schemes (Miscellaneous Amendments) Regulations 2016 (S.I. 2016/294), regs. 1, 10(2)

[^key-64f6f977b85f9d055e53216716befe81]: Words in Sch. 2 para. 22B inserted (6.4.2016) by The Pension Protection Fund and Occupational and Personal Pension Schemes (Miscellaneous Amendments) Regulations 2016 (S.I. 2016/294), regs. 1, 10(4)

[^key-13272befc24052b948d9f4398eaa05c4]: Sch. 2 para. 12 omitted (6.4.2017) by virtue of The Pensions Act 2014 (Abolition of Contracting-out for Salary Related Pension Schemes) (Consequential Amendments and Savings) Order 2016 (S.I. 2016/200), arts. 1(3), 32

[^key-73affbed695398644169e5e4ae1e6d89]: Reg. 29A inserted (coming into force in accordance with reg. 1(1)(3) of the amending S.I.) by The Occupational Pension Schemes (Administration and Disclosure) (Amendment) Regulations 2018 (S.I. 2018/233), reg. 3(6)

[^key-29148e710aae9a0f92a361ab995c9b54]: Reg. 26(4A) inserted (coming into force in accordance with reg. 1(1)(3) of the amending S.I.) by The Occupational Pension Schemes (Administration and Disclosure) (Amendment) Regulations 2018 (S.I. 2018/233), reg. 3(4)

[^key-20c5dbe20427349f9a07a6784a9a54fa]: Words in reg. 27(1) inserted (coming into force in accordance with reg. 1(1)(3) of the amending S.I.) by The Occupational Pension Schemes (Administration and Disclosure) (Amendment) Regulations 2018 (S.I. 2018/233), reg. 3(5)

[^key-5c76756258efee023b74b3cf06861db6]: Sch. 3 Pt. 6 inserted (6.4.2019) by The Occupational Pension Schemes (Administration and Disclosure) (Amendment) Regulations 2018 (S.I. 2018/233), regs. 1(2), 3(7)

[^key-e06366000ed067b31ea02725d556e785]: Sch. 6 para. 5A inserted (6.4.2019) by The Occupational Pension Schemes (Administration and Disclosure) (Amendment) Regulations 2018 (S.I. 2018/233), regs. 1(2), 3(8)

[^key-9dbdec1eb2f3bf353ea761a748edf6fb]: Reg. 12A inserted (6.4.2019) by The Occupational Pension Schemes (Administration and Disclosure) (Amendment) Regulations 2018 (S.I. 2018/233), regs. 1(2), 3(3)

[^key-a8e333c805ff9734e38c38e3e47bdeee]: Words in Sch. 2 para. 10(a) substituted (6.4.2019) by The Financial Guidance and Claims Act 2018 (Naming and Consequential Amendments) Regulations 2019 (S.I. 2019/383), reg. 1(1), Sch. para. 22(a)

[^key-42874c6e0a20d2668b36adb624819429]: Words in Sch. 2 para. 24(a) substituted (6.4.2019) by The Financial Guidance and Claims Act 2018 (Naming and Consequential Amendments) Regulations 2019 (S.I. 2019/383), reg. 1(1), Sch. para. 22(b)

[^key-072910b53b0fea6100cb41e9b35085d6]: Words in reg. 29A heading inserted (1.10.2019) by The Pension Protection Fund (Pensionable Service) and Occupational Pension Schemes (Investment and Disclosure) (Amendment and Modification) Regulations 2018 (S.I. 2018/988), regs. 1(1), 5(3)

[^key-f2bfac441c11be1a3ad09c6cc091f8bb]: Reg. 29A(1A) inserted (1.10.2019) by The Occupational Pension Schemes (Investment and Disclosure) (Amendment) Regulations 2019 (S.I. 2019/982), regs. 1(3)(b), 3(3)(a) (with reg. 5)

[^key-c3bd808c62e7428524ff3e34b0e1a2f5]: Reg. 29A(2A) inserted (1.10.2019) by The Pension Protection Fund (Pensionable Service) and Occupational Pension Schemes (Investment and Disclosure) (Amendment and Modification) Regulations 2018 (S.I. 2018/988), regs. 1(1), 5(4)(b)

[^key-98acc2d83c5a3dbef076c1545f5c8ac4]: Words in reg. 29A(1) inserted (1.10.2019) by The Pension Protection Fund (Pensionable Service) and Occupational Pension Schemes (Investment and Disclosure) (Amendment and Modification) Regulations 2018 (S.I. 2018/988), regs. 1(1), 5(4)(a)

[^key-55710585b575f83aca0300cc96c9f343]: Words in reg. 29A(4) inserted by S.I. 2018/988, reg. 5(4)(c) (as substituted) (1.10.2019) by The Occupational Pension Schemes (Investment and Disclosure) (Amendment) Regulations 2019 (S.I. 2019/982), regs. 1(2), 4(3)(b) (with reg. 5)

[^key-6cf1e3a16540f3b0fa3540efb8f8b155]: Sch. 3 para. 30(d) substituted (1.10.2019) by The Pension Protection Fund (Pensionable Service) and Occupational Pension Schemes (Investment and Disclosure) (Amendment and Modification) Regulations 2018 (S.I. 2018/988), regs. 1(1), 5(5)(a)

[^key-5748f939d8b9c13c0da3a567ba4c0e61]: Sch. 3 para. 30(e) omitted (1.10.2019) by virtue of The Pension Protection Fund (Pensionable Service) and Occupational Pension Schemes (Investment and Disclosure) (Amendment and Modification) Regulations 2018 (S.I. 2018/988), regs. 1(1), 5(5)(b)

[^key-8809f3368b5d77da29e337b9ef36cd6f]: Word in Sch. 3 para. 30(d)(ii) omitted by virtue of S.I. 2018/988, reg. 5(5)(a) (as amended) (1.10.2019) by virtue of The Occupational Pension Schemes (Investment and Disclosure) (Amendment) Regulations 2019 (S.I. 2019/982), regs. 1(2), 4(3)(aa)(c)(i) (with reg. 5)

[^key-3f74493a8a4aafc3384595d4af332f5a]: Word in Sch. 3 para. 30(d)(iii) omitted by virtue of S.I. 2018/988, reg. 5(5)(a) (as amended) (1.10.2019) by virtue of The Occupational Pension Schemes (Investment and Disclosure) (Amendment) Regulations 2019 (S.I. 2019/982), regs. 1(2), 4(3)(bb)(c)(i) (with reg. 5)

[^key-5aa03ba31d5747f724ac401a8382cab0]: Sch. 3 para. 30(d)(iv) inserted by S.I. 2018/988, reg. 5(5)(a) (as amended) (1.10.2019) by The Occupational Pension Schemes (Investment and Disclosure) (Amendment) Regulations 2019 (S.I. 2019/982), regs. 1(2), 4(3)(c)(i)(cc) (with reg. 5)

[^key-66cb01b895648093cf764c5ef6121fdc]: Words in Sch. 6 para. 5B substituted (1.10.2019) by The Pension Protection Fund (Pensionable Service) and Occupational Pension Schemes (Investment and Disclosure) (Amendment and Modification) Regulations 2018 (S.I. 2018/988), regs. 1(1), 5(6)

[^key-bf993fd4825fbb59833f471808cbb5ef]: Reg. 29A(2B) inserted (1.10.2019 for specified purposes, 1.10.2020 in so far as not already in force) by The Occupational Pension Schemes (Investment and Disclosure) (Amendment) Regulations 2019 (S.I. 2019/982), reg. 1(3)(c)(4)(a), 3(3)(b) (with reg. 5)

[^key-efcddd0e84d304f24ef5b6a4d6bf7e33]: Words in reg. 12(1) inserted (1.10.2020) by The Pension Protection Fund (Pensionable Service) and Occupational Pension Schemes (Investment and Disclosure) (Amendment and Modification) Regulations 2018 (S.I. 2018/988), regs. 1(3)(a), 5(2)(a)

[^key-d0a1601f7c09604c44669154f821cf16]: Reg. 12(5) inserted (1.10.2020 (as substituted by 2019/982)) by The Pension Protection Fund (Pensionable Service) and Occupational Pension Schemes (Investment and Disclosure) (Amendment and Modification) Regulations 2018 (S.I. 2018/988), regs. 1(3)(a), 5(2)(b)

[^key-855029c5a81b0ba778ada3b1b90f9896]: Sch. 3 para. 30(f) inserted (1.10.2020) by The Pension Protection Fund (Pensionable Service) and Occupational Pension Schemes (Investment and Disclosure) (Amendment and Modification) Regulations 2018 (S.I. 2018/988), regs. 1(3)(c), 5(5)(c)

[^key-49f3f1112c8daece49c63657ecd748b9]: Sch. 3 para. 30(ca) inserted (1.10.2020) by The Occupational Pension Schemes (Investment and Disclosure) (Amendment) Regulations 2019 (S.I. 2019/982), regs. 1(4)(b), 3(4) (with reg. 5)

[^key-e00c99b3113308f4d0a2153227b693ec]: Reg. 29A(2A)(b) and word inserted (1.10.2020) by The Pension Protection Fund (Pensionable Service) and Occupational Pension Schemes (Investment and Disclosure) (Amendment and Modification) Regulations 2018 (S.I. 2018/988), regs. 1(3)(b), 5(4)(b)

[^key-31f2e437ee8b3c208b4e444bf2d2e3bf]: Sch. 1 para. 1(2)(c) omitted (31.12.2020) by virtue of The Occupational and Personal Pension Schemes (Amendment etc.) (EU Exit) Regulations 2019 (S.I. 2019/192), regs. 1, 34(2); 2020 c. 1, Sch. 5 para. 1(1)

[^key-87fb832efb826843a1572795069fa05d]: Sch. 3 para. 34A inserted (1.10.2021) by The Occupational Pension Schemes (Climate Change Governance and Reporting) (Miscellaneous Provisions and Amendments) Regulations 2021 (S.I. 2021/857), regs. 1(1), 4(2)

[^key-5010dcb13a6bbdcdce4d015d278e31c1]: Sch. 4 para. 10 inserted (1.10.2021) by The Occupational Pension Schemes (Climate Change Governance and Reporting) (Miscellaneous Provisions and Amendments) Regulations 2021 (S.I. 2021/857), regs. 1(1), 4(3)

[^key-4842a2baad8e99c9054f91f09ddc8d1c]: Sch. 5 para. 6A inserted (1.10.2021) by The Occupational Pension Schemes (Climate Change Governance and Reporting) (Miscellaneous Provisions and Amendments) Regulations 2021 (S.I. 2021/857), regs. 1(1), 4(4)

[^key-12e1887cd1bc604a53e086667f53e2f7]: Sch. 6 para. 5C inserted (1.10.2021) by The Occupational Pension Schemes (Climate Change Governance and Reporting) (Miscellaneous Provisions and Amendments) Regulations 2021 (S.I. 2021/857), regs. 1(1), 4(5)

[^key-7a0720e07b73d8c1ccd1cd53ace4b308]: Reg. 29A(2)(aa) inserted (with application in accordance with reg. 1(3) of the amending S.I.) by The Occupational Pension Schemes (Administration, Investment, Charges and Governance) (Amendment) Regulations 2021 (S.I. 2021/1070), regs. 1(2), 5(a)(i)

[^key-3bed6fd31018e23b6cca897df38b9537]: Reg. 29A(2)(d) and word inserted (with application in accordance with reg. 1(4) of the amending S.I.) by The Occupational Pension Schemes (Administration, Investment, Charges and Governance) (Amendment) Regulations 2021 (S.I. 2021/1070), regs. 1(2), 5(a)(iii)

[^key-d2c2644f1b1068be0e6adf840e38965a]: Word in reg. 29A(2)(b) omitted (with application in accordance with reg. 1(4) of the amending S.I.) by virtue of The Occupational Pension Schemes (Administration, Investment, Charges and Governance) (Amendment) Regulations 2021 (S.I. 2021/1070), regs. 1(2), 5(a)(ii)

[^key-c1a539b8559f0447a5c087da735bafb3]: Sch. 3 para. 30(1): Sch. 3 para. 30 renumbered (with application in accordance with reg. 1(3) of the amending S.I.) by The Occupational Pension Schemes (Administration, Investment, Charges and Governance) (Amendment) Regulations 2021 (S.I. 2021/1070), regs. 1(2), 5(b)(i)

[^key-31fa5167f6a94c5c379515b4cc18721e]: Sch. 3 para. 30(2) inserted (with application in accordance with reg. 1(3) of the amending S.I.) by The Occupational Pension Schemes (Administration, Investment, Charges and Governance) (Amendment) Regulations 2021 (S.I. 2021/1070), regs. 1(2), 5(b)(ii)

[^key-49cbb7cb8c75129aa6569267eb0da9a7]: Regs. 18C-18E inserted (1.6.2022) by The Occupational and Personal Pension Schemes (Disclosure of Information) (Requirements to Refer Members to Guidance etc.) (Amendment) Regulations 2022 (S.I. 2022/30), regs. 1(2), 2(6)

[^key-3f13a8d6ba6723c308d74c31086d141a]: Words in reg. 2(1) substituted (1.6.2022) by The Occupational and Personal Pension Schemes (Disclosure of Information) (Requirements to Refer Members to Guidance etc.) (Amendment) Regulations 2022 (S.I. 2022/30), regs. 1(2), 2(2)

[^key-35a8fa797e58abb13d77e20307164588]: Words in reg. 4(7) inserted (1.6.2022) by The Occupational and Personal Pension Schemes (Disclosure of Information) (Requirements to Refer Members to Guidance etc.) (Amendment) Regulations 2022 (S.I. 2022/30), regs. 1(2), 2(3)

[^key-e5865b6d0ed09601b7e975e70933c8b9]: Words in reg. 18A(2)(b) inserted (1.6.2022) by The Occupational and Personal Pension Schemes (Disclosure of Information) (Requirements to Refer Members to Guidance etc.) (Amendment) Regulations 2022 (S.I. 2022/30), regs. 1(2), 2(4)

[^key-f0dd583c4a03af8b3f27aa25827d46b9]: Words in reg. 18B(1) inserted (1.6.2022) by The Occupational and Personal Pension Schemes (Disclosure of Information) (Requirements to Refer Members to Guidance etc.) (Amendment) Regulations 2022 (S.I. 2022/30), regs. 1(2), 2(5)

[^key-53325ed2972d7c0c0e27109bea2df03b]: Reg. 8A inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(5)

[^key-24a77dca313c145e2c372eb5fb069812]: Reg. 17A inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(6)

[^key-477697b4a32dc931edb801baeee0a751]: Regs. 22A, 22B inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(9)

[^key-8faea7d473a651ba3baf4203d68be1b3]: Reg. 29B inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(13)

[^key-053772897191fb12cbcfe5f3ff31aeab]: Sch. 2 paras. 18A, 18B inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(14)(c)

[^key-0fd69c3f4205da28db71e6703dccbdab]: Sch. 2 Pt. 4 inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(14)(d)

[^key-4634a1bdee8381a529e9ab6f6773d816]: Sch. 3 para. 10A inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(15)(b)

[^key-b33d2e375cc1972075d44c30456385a5]: Sch. 6A inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(16)

[^key-bc7343c24d4c20bcab93c38e48f1dc5a]: Words in Sch. 7 heading inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(17)(a)

[^key-2c638f08885b0cd2dcfa4b4ef6ecd563]: Sch. 7 para. 6A inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(17)(b)

[^key-7b1696790d507cbb214dd8362ec9ace0]: Sch. 7 Pt. 4 inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(17)(d)

[^key-85bcdfa3be2ec57a3ea2d5f2f7164653]: Sch. 11 inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(19)

[^key-1c3af5d5c855da18c2573a6cac5c976e]: Words in reg. 2 inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(2)(b)

[^key-9b8593a187f2fd7899b57a3a0e367021]: Words in reg. 2(1) inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(2)(a)

[^key-fb85c5c7a05a9ac02367a30ac9158803]: Reg. 4(9)(10) inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(3)(b)

[^key-7222558bd30a335d088ee89988e07989]: Reg. 4(1) substituted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(3)(a)

[^key-b6a24eaa698f68427d1f1b53e2778e22]: Reg. 8(6) inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(4)

[^key-d8062c8f99cd46f242a1c33823abf168]: Reg. 18A(2A) inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(7)

[^key-e3d150c382c80af1bbae96aaa183b267]: Reg. 22(3) inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(8)

[^key-181f3729d5cbcec5fff667c0d61e4e3c]: Reg. 24(6)(za) inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(10)

[^key-de9f0de38c0a32487765f2343f30169f]: Words in reg. 27(1) substituted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(11)

[^key-8179e5af82250d8b73fdf49cb121fe4c]: Reg. 29A(2)(ba) inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(12)

[^key-f5fd33e34d504091e29e87aee63be112]: Words in Sch. 2 para. 15(d) inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(14)(a)

[^key-82cc563b85a8d32ccd8e7149eabcbaa5]: Words in Sch. 2 para. 16 inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(14)(b)

[^key-4f8d4aa7fc9cd294243f0880aa322bf5]: Words in Sch. 3 para. 2 inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(15)(a)

[^key-d053c14c28eb556a7017f979e126356d]: Words in Sch. 3 para. 22 inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(15)(c)(i)

[^key-95d8d69295c0483345c278e9c00cde30]: Words in Sch. 3 para. 22 substituted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(15)(c)(ii)

[^key-9953719a463926337d226ec7f5c34991]: Words in Sch. 7 para. 10 inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(17)(c)(i)

[^key-fdf990ef0ace6cad1a6d318433d79a99]: Words in Sch. 7 para. 10 inserted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(17)(c)(ii)

[^key-b82adbaeb110b82fe75d1d86aaab6f95]: Words in Sch. 8 para. 7 substituted (1.8.2022) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Modifications and Consequential and Miscellaneous Amendments) Regulations 2022 (S.I. 2022/337), regs. 1(3), 13(18)

[^key-7a741f39528460fadb90becfc4bc5bfa]: Reg. 17(11)-(15) inserted (1.10.2022) by The Occupational and Personal Pension Schemes (Disclosure of Information) (Statements of Benefits: Money Purchase Benefits) (Amendment) Regulations 2021 (S.I. 2021/1150), regs. 1(1), 2(2)

[^key-17ee63ad603776a377defce28219440c]: Sch. 3 para. 33(3) inserted (1.10.2022) by The Occupational Pension Schemes (Investment) (Employer-related investments by Master Trusts) (Amendment) Regulations 2022 (S.I. 2022/827), regs. 1(4), 4(2)(b)

[^key-ebf4ab688006e6e545807e136858a5ce]: Words in Sch. 3 para. 33(2) inserted (1.10.2022) by The Occupational Pension Schemes (Investment) (Employer-related investments by Master Trusts) (Amendment) Regulations 2022 (S.I. 2022/827), regs. 1(4), 4(2)(a)

[^key-d91c4b7edb24613f64d6066c12c19005]: Reg. 29A(2)(aza) inserted (with application in accordance with reg. 1(6) of the amending S.I.) by The Occupational Pension Schemes (Administration, Investment, Charges and Governance) and Pensions Dashboards (Amendment) Regulations 2023 (S.I. 2023/399), regs. 1(3), 5(2)(a)

[^key-ceeea02d22b6558e396786520195168b]: Word in reg. 29A(2)(c) omitted (with application in accordance with reg. 1(7) of the amending S.I.) by virtue of The Occupational Pension Schemes (Administration, Investment, Charges and Governance) and Pensions Dashboards (Amendment) Regulations 2023 (S.I. 2023/399), regs. 1(3), 5(2)(b)

[^key-a2c9fa5481498818a615dce91ba1601d]: Reg. 29A(2)(e) and word inserted (with application in accordance with reg. 1(7) of the amending S.I.) by The Occupational Pension Schemes (Administration, Investment, Charges and Governance) and Pensions Dashboards (Amendment) Regulations 2023 (S.I. 2023/399), regs. 1(3), 5(2)(c)

[^key-9a48dc0a0fc13c7c955c58a0615a6db0]: Words in reg. 4(6) inserted (4.12.2025) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Miscellaneous Amendments) Regulations 2025 (S.I. 2025/1113), regs. 1(3), 4(2)(a)

[^key-794ad6e27e9520140c5ee118e7ab3a86]: Words in reg. 4(7) inserted (4.12.2025) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Miscellaneous Amendments) Regulations 2025 (S.I. 2025/1113), regs. 1(3), 4(2)(b)

[^key-d7fdbc202d7d5b3082926effcb9eb650]: Word in reg. 8A(3) substituted (4.12.2025) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Miscellaneous Amendments) Regulations 2025 (S.I. 2025/1113), regs. 1(3), 4(3)

[^key-8541f6ac9e6e1ffac364f54c09ae787c]: Words in reg. 26(4A) inserted (4.12.2025) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Miscellaneous Amendments) Regulations 2025 (S.I. 2025/1113), regs. 1(3), 4(4)

[^key-e76d07377e9468a58f9a642f4e4fb993]: Words in reg. 29B(4) omitted (4.12.2025) by virtue of The Occupational Pension Schemes (Collective Money Purchase Schemes) (Miscellaneous Amendments) Regulations 2025 (S.I. 2025/1113), regs. 1(3), 4(5)(a)

[^key-c4e41acc1b0692a68c6a0466b99ec6f6]: Words in reg. 29B(5) omitted (4.12.2025) by virtue of The Occupational Pension Schemes (Collective Money Purchase Schemes) (Miscellaneous Amendments) Regulations 2025 (S.I. 2025/1113), regs. 1(3), 4(5)(b)

[^key-9946343d5cc31f915eb3357377e87f89]: Words in reg. 29B(6) omitted (4.12.2025) by virtue of The Occupational Pension Schemes (Collective Money Purchase Schemes) (Miscellaneous Amendments) Regulations 2025 (S.I. 2025/1113), regs. 1(3), 4(5)(c)

[^key-06241ec954b1160f7596c5d683f2e39b]: Word in Sch. 2 para. 32 substituted (4.12.2025) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Miscellaneous Amendments) Regulations 2025 (S.I. 2025/1113), regs. 1(3), 4(6)(b)

[^key-d85af1eef5dfe9be34748e8737618891]: Sch. 6A para. 5 omitted (4.12.2025) by virtue of The Occupational Pension Schemes (Collective Money Purchase Schemes) (Miscellaneous Amendments) Regulations 2025 (S.I. 2025/1113), regs. 1(3), 4(7)(a)

[^key-38c088a223a4e5cceed25f5c1280588b]: Sch. 6A para. 6 omitted (4.12.2025) by virtue of The Occupational Pension Schemes (Collective Money Purchase Schemes) (Miscellaneous Amendments) Regulations 2025 (S.I. 2025/1113), regs. 1(3), 4(7)(a)

[^key-c9f0739f74ddf23623fc795bfc6dac39]: Sch. 6A para. 9 omitted (4.12.2025) by virtue of The Occupational Pension Schemes (Collective Money Purchase Schemes) (Miscellaneous Amendments) Regulations 2025 (S.I. 2025/1113), regs. 1(3), 4(7)(a)

[^key-2aa33c56ad7ff0aeacc56363a645d590]: Sch. 6A para. 17(a)(i) omitted (4.12.2025) by virtue of The Occupational Pension Schemes (Collective Money Purchase Schemes) (Miscellaneous Amendments) Regulations 2025 (S.I. 2025/1113), regs. 1(3), 4(7)(b)

[^key-e3b334a6247fdb6b071778183e8ebb02]: Sch. 6A para. 22 omitted (4.12.2025) by virtue of The Occupational Pension Schemes (Collective Money Purchase Schemes) (Miscellaneous Amendments) Regulations 2025 (S.I. 2025/1113), regs. 1(3), 4(7)(a)

[^key-33cc40b00aee46dcac87bb2b789cc6d0]: Sch. 7 para. 20 omitted (4.12.2025) by virtue of The Occupational Pension Schemes (Collective Money Purchase Schemes) (Miscellaneous Amendments) Regulations 2025 (S.I. 2025/1113), regs. 1(3), 4(8)

[^key-a3c74002dd38de47cdd497c1c1ca36cb]: Words in Sch. 11 para. 1(a) omitted (4.12.2025) by virtue of The Occupational Pension Schemes (Collective Money Purchase Schemes) (Miscellaneous Amendments) Regulations 2025 (S.I. 2025/1113), regs. 1(3), 4(9)(a)(i)

[^key-fefd138af80ada3d224b79d6c733894e]: Words in Sch. 11 para. 1(a) omitted (4.12.2025) by virtue of The Occupational Pension Schemes (Collective Money Purchase Schemes) (Miscellaneous Amendments) Regulations 2025 (S.I. 2025/1113), regs. 1(3), 4(9)(a)(ii)

[^key-d5c212b502ce38cfd5475d984ac9d8fd]: Sch. 11 para. 13 omitted (4.12.2025) by virtue of The Occupational Pension Schemes (Collective Money Purchase Schemes) (Miscellaneous Amendments) Regulations 2025 (S.I. 2025/1113), regs. 1(3), 4(9)(b)

[^key-f2fa8303ef871dbad147671c10687bef]: Words in Sch. 2 inserted (4.12.2025) by The Occupational Pension Schemes (Collective Money Purchase Schemes) (Miscellaneous Amendments) Regulations 2025 (S.I. 2025/1113), regs. 1(3), 4(6)(a)

Statements of benefits: cash balance benefits

16A

• (1) The information mentioned in paragraph (2) (in addition to the information required under regulation 16 (statements of benefits: non money purchase benefits)) must be given to any member in accordance with this regulation where—

• (a) the member has rights to cash balance benefits;

• (b) the member requests that information; and

• (c) information has not been given to that member under this regulation in the 12 months before that request.

• (2) The information is that listed in paragraphs 6A, 9 to 14, 16A and 17 of Schedule 6 (statements of benefits: money purchase benefits).

• (3) The information must be given as soon as practicable but no more than two months after the date the request is made.

Statements of benefits: money purchase benefits

16A

Where the member has rights to cash balance benefits, a statement that the value of the pension will depend on several factors including the amount of contributions paid, any cost of exercising any right to transfer the benefits, any charges payable, the age at which the member accesses the benefits, any guaranteed interest or bonuses applied and any cost of converting the benefits into an annuity.

28A

Where the member has rights to cash balance benefits, a statement that the value of the pension will depend on several factors including the amount of contributions paid, any guaranteed interest or bonuses applied and the cost of converting the benefits into an annuity.

6A

For cash balance benefits, an illustration of the amount of the pension calculated—

• (a) in accordance with paragraph 7(1)(a)(ii) and (2);

• (b) in accordance with the rules of the scheme; and

• (c) where appropriate, in a manner consistent with the relevant guidance,

that is likely to be secured by the member at the member’s normal pension age in respect of the member’s rights to cash balance benefits that have arisen or may arise under the scheme.

16A

A statement that the amount of any pension payable under the scheme to or in respect of the member will depend on considerations (including the cost of buying an annuity at the time the pension becomes payable) which may be different from any assumptions made.

Information to be given on request and on a member providing certain information

18A

• (1) The information mentioned in paragraph (2) must be given in accordance with this regulation to a member who—

• (a) has an opportunity to transfer flexible benefits;

• (b)

• (i) requests information about what the member may do with the flexible benefits; or

• (ii) informs the trustees or managers of the scheme that the member is considering, or has made a decision in relation to, what to do with the flexible benefits;

• (c)

• (i) will reach normal minimum pension age within four months of making a request, or informing the trustees or managers of the scheme, in accordance with sub-paragraph (b);

• (ii) has reached normal minimum pension age; or

• (iii) meets the ill-health condition; and

• (d) has not been given information under this regulation or regulation 19(2)(b)(ii) (first information on accessing benefits) in the previous 12 months.

• (2) The information is—

• (a) a statement of the options available to the member under the scheme rules; and

• (b) that listed in Part 3 of Schedule 7 (information to be given to members having an opportunity to transfer flexible benefits) and, subject to regulation 18C, in Schedule 10 (information to be given on the pensions guidance and members’ benefits).

• (2A) In relation to a collective money purchase scheme, information given in accordance with paragraph (2)(a) must include a statement that—

• (a) there is no promise or guarantee as to the rate or amount of benefits provided under the scheme, and

• (b) the rate or amount of benefits may fluctuate, which may result in—

• (i) reduced benefits before benefit becomes payable;

• (ii) reduced benefits after benefit becomes payable.

• (3) The information must be given within two months of the member making a request, or informing the trustees or managers of the scheme, in accordance with paragraph (1)(b).

Information to be given on communicating with a member about what the member may do with flexible benefits

18B

• (1) Subject to paragraph (5) and regulation 18C, the information mentioned in paragraph (2) must be given to a member in accordance with this regulation where—

• (a) the member has an opportunity to transfer flexible benefits;

• (b) the trustees or managers of the scheme contact the member, or the member contacts the trustees or managers of the scheme, in connection with what the member may do with the flexible benefits; and

• (c) the member—

• (i) will reach normal minimum pension age within four months of the date on which the contact mentioned in sub-paragraph (b) is made;

• (ii) has reached normal minimum pension age; or

• (iii) meets the ill-health condition.

• (2) The information is—

• (a) that listed in paragraphs 1, 4 and 5 of Schedule 10;

• (b) that listed in paragraphs 2 and 3 of Schedule 10, unless the trustees or managers of the scheme—

• (i) give information under this regulation verbally; and

• (ii) offer to give the member information about how the member may access the pensions guidance and the offer is declined by the member; and

• (c) where information has not been given to the member under regulation 18A (information to be given on request and on a member providing certain information) in the previous 12 months, a statement that—

• (i) the member may request information about—

• (aa) the flexible benefits that may be provided to the member;

• (bb) the member’s opportunity to transfer those benefits; and

• (cc) the options available to the member under the scheme rules; and

• (ii) the information may help the member to decide what to do with the flexible benefits.

• (3) The information may be given verbally unless the member requests that the information is given in writing.

• (4) The information must be given within 20 days of the contact mentioned in paragraph (1)(b) or the request mentioned in paragraph (3), whichever is later.

• (5) No information is required to be given under this regulation where—

• (a) the member informs the trustees or managers of the scheme that the member has accessed the pensions guidance in the previous 12 months;

• (b) the member informs the trustees or managers of the scheme that the member has received independent financial advice in the previous 12 months about what the member may do with the flexible benefits; or

• (c) the trustees or managers of the scheme—

• (i) have given information to the member under regulation 18A in the two months immediately preceding the date on which the contact mentioned in paragraph (1)(b) is made; or

• (ii) are required to give information to the member under regulation 18A within two months of the date on which the contact mentioned in paragraph (1)(b) is made.

First information on accessing benefits

Second information on accessing benefits

Accessing benefits on the death of the member or beneficiary

4A

Where the member has flexible benefits, a statement explaining the circumstances in which the member may transfer accrued rights to flexible benefits out of the scheme.

4B

Subject to paragraph 4C where the member has safeguarded benefits (which has the meaning given in section 48(8) of the Pension Schemes Act 2015 (independent advice in respect of conversions and transfers)), a statement that the member may be required to take independent advice before the member may—

• (a) convert any of the safeguarded benefits into different benefits that are flexible benefits under the scheme;

• (b) transfer safeguarded benefits to another pension scheme with a view to acquiring a right or entitlement to flexible benefits; and

• (c) withdraw an uncrystallised funds pension lump sum (which has the meaning given in paragraph 4A of Schedule 29 to the Finance Act 2004 (uncrystallised funds pension lump sum)).

22A

Where the member has flexible benefits, a statement explaining the circumstances in which the member may transfer accrued rights to flexible benefits out of the scheme.

22B

Subject to paragraph 22C where the member has safeguarded benefits (which has the meaning given in section 48(8) of the Pension Schemes Act 2015), a statement that the member may be required to take independent advice before the member may—

• (a) convert any of the safeguarded benefits into different benefits that are flexible benefits under the scheme;

• (b) transfer safeguarded benefits to another pension scheme with a view to acquiring a right or entitlement to flexible benefits; and

• (c) withdraw an uncrystallised funds pension lump sum (which has the meaning given in paragraph 4A of Schedule 29 to the Finance Act 2004).

34

Where the scheme is a relevant scheme within the meaning of the Occupational Pension Schemes (Scheme Administration) Regulations 1996, the statement which the trustees or managers are required to prepare by regulation 23 of those Regulations (annual statement regarding governance).

Part 3 — Information to be Given to Members Having an Opportunity to Transfer Flexible Benefits

11

A statement that the member has an opportunity to transfer flexible benefits to one or more different pension providers.

12

A statement that different pension providers offer different options in relation to what the member can do with the flexible benefits, including the option to select an annuity.

13

A statement that different options have different features, different rates of payment, different charges and different tax implications.

14

Either—

• (a) a copy of guidance that explains the characteristic features of the options referred to in paragraph 13 that has been prepared or approved by the Regulator; or

• (b) a statement that gives materially the same information as that guidance.

SCHEDULE 10 — INFORMATION TO BE GIVEN ON THE PENSIONS GUIDANCE AND MEMBERS’ BENEFITS

Part 1 — Information on the Pensions Guidance

1

A statement that pensions guidance is available to help the person to understand their options in relation to what they can do with their flexible benefits.

2

A statement that the pensions guidance may be accessed on the internet, by phone, or face to face.

3

The phone number and website address at which the pensions guidance may be accessed and details of how the person may access the pensions guidance face to face.

4

A statement that the pensions guidance is free and impartial.

5

A statement that the person should access the pensions guidance and consider taking independent advice to help them decide which option is most suitable for them.

Part 2 — Information on Members’ Benefits

6

An estimate of the cash equivalent of any of the member’s accrued rights to flexible benefits that—

• (a) are transferrable rights; or

• (b) would be transferrable rights if the member stopped accruing rights to some or all of the flexible benefits,

calculated and verified in accordance with regulations 7 to 7E of the Occupational Pension Schemes (Transfer Values) Regulations 1996 (manner of calculation and verification of cash equivalents) on the basis that the member stopped accruing, or will stop accruing, those rights on a particular date.

7

An estimate of the value of any accrued rights to flexible benefits that the member may transfer out of the scheme under the scheme rules, in respect of which an estimate of the cash equivalent is not required to be given under paragraph 6, calculated in accordance with the scheme rules and actuarial assumptions on the date of the calculation.

8

The date by reference to which the estimate of the cash equivalent or value (as appropriate) is calculated.

9

An explanation that the cash equivalent or value (as appropriate) is an estimate and may not represent the exact amount available to the member to transfer to another pension provider.

10

In relation to the member’s accrued rights to flexible benefits in respect of which there is an opportunity to transfer—

• (a) details of any guarantee to which the benefits are subject; and

• (b) details of any other features, restrictions and conditions that apply to the benefits that affect, or may affect, their value.

11

Where the member has a right or entitlement to benefits under the scheme that are not flexible benefits, that the member has that right or entitlement and how the member may access information about those benefits.

Part 3 — Further information

12

A statement that—

• (a) there may be tax implications associated with accessing flexible benefits;

• (b) income from a pension is taxable; and

• (c) the rate at which income from a pension is taxable depends on the amount of income that the person receives from a pension and from other sources.

13

Where the member has accrued rights to flexible benefits that are not money-purchase benefits, has not reached normal pension age and does not satisfy the ill-health condition—

• (a) a statement that the value of the member’s accrued rights to flexible benefits is likely to be lower if the member accesses the benefits before normal pension age; and

• (b) the age at which the member will reach normal pension age.

Retirement risk warnings

19A

• (1) Subject to paragraphs (5) and (7), the trustees or managers of the scheme must give a retirement risk warning to a member in accordance with this regulation where they are giving a member—

• (a) information in accordance with regulation 18A, 18B or 19 or the member has been given such information previously; and

• (b) an application form, online access, information about access or any other method of access that enables the member to require the trustees or managers of the scheme to take any of the actions in paragraph (2).

• (2) The actions referred to in paragraph (1)(b) are—

• (a) the application of sums or assets held for the purpose of providing flexible benefits for purchasing an annuity;

• (b) the payment of a lump sum in respect of flexible benefits; or

• (c) the designation of sums or assets held for the purpose of providing flexible benefits as available for the payment of drawdown pension.

• (3) A retirement risk warning under paragraph (1) must be given at the same time as the method of access in paragraph (1)(b) and before any of the actions set out in paragraph (2) are concluded.

• (4) When giving a retirement risk warning to a member, the trustees or managers of the scheme must also give the member a statement that asks the member to note the importance of—

• (a) reading the retirement risk warning; and

• (b) accessing pensions guidance or independent advice.

• (5) A retirement risk warning for any specific action in paragraph (2) need not be given to a member within 12 months of a retirement risk warning for that action having been given in accordance with this regulation to that member.

• (6) For the purpose of—

• (a) this regulation, “retirement risk warning” means a statement that sets out the characteristic attributes and features of an annuity, lump sum and drawdown pension referred to in paragraph (2) and the factors in paragraph (b)(iv); and

• (b) sub-paragraph (a)—

• (i) the statement must be generic in nature and not tailored to or based on the personal circumstances of any individual member;

• (ii) the statement may be limited to the characteristic attributes and features of an annuity, lump sum or drawdown pension referred to in paragraph (2) in respect of which the trustees or scheme managers are giving the member a method of access in paragraph (1)(b);

• (iii) characteristic attributes and features are those that have the potential to adversely affect the retirement income of any member or their widow, widower, surviving civil partner, nominee, successor or other dependant; and

• (iv) the factors are those that have the potential to affect the appropriateness of an annuity, lump sum and drawdown pension for a member such as: the impact of health status and lifestyle choices; whether a member has dependants, is in debt or in receipt of means tested benefits; and any other relevant factors.

• (7) Subject to paragraph (8)—

• (a) a retirement risk warning under paragraph (1) need not be given where the trustees or managers of the scheme give the member an appropriate risk warning before any of the actions listed in paragraph (2) are concluded;

• (b) an appropriate risk warning must be given either verbally or in writing; and

• (c) for the purposes of sub-paragraphs (a) and (b), an appropriate risk warning is a statement—

• (i) that sets out the risks associated with any of the actions listed in paragraph (2) that the member is proposing to require the trustees or managers of the scheme to take and that have the potential to adversely affect the retirement income of that member or their widow, widower, surviving civil partner, nominee, successor or other dependant; and

• (ii) that is based on the characteristic attributes and features of an annuity, lump sum or drawdown pension referred to in paragraph (2) and answers to questions the trustees or managers of the scheme have asked the member in order to identify any factors or other variables that increase the risks referred to in paragraph (i).

• (8) Paragraph (7) only applies where the trustees or managers of the scheme have—

• (a) asked the member whether they have received pensions guidance or independent advice; and

• (b) if the member has not received such guidance or advice, or is unsure, encouraged the member to use pensions guidance or to take independent advice to understand the options available to that member at retirement.

Second information on accessing benefits

Accessing benefits on the death of the member or beneficiary

4C

Paragraph 4B does not apply to a member of an occupational pension scheme that is an unfunded public service defined benefits scheme, unless it is a scheme in relation to which section 95(2A)(a)(i) of the 1993 Act has been disapplied, pursuant to section 95(2B) of that Act (ways of taking right to cash equivalent).

22C

Paragraph 22B does not apply to a member of an occupational pension scheme that is an unfunded public service defined benefits scheme, unless it is a scheme in relation to which section 95(2A)(a)(i) of the 1993 Act has been disapplied, pursuant to section 95(2B) of that Act.

Publishing charges and transaction costs and other relevant information

29A

• (1) Where the scheme is a relevant scheme within the meaning of the Occupational Pension Schemes (Scheme Administration) Regulations 1996, the information specified in paragraph (2) and, where that scheme falls within section 35 of the 1995 Act, paragraph (2A) must be made publicly available free of charge on a website in accordance with this regulation.

• (1A) Where section 35 of the 1995 Act applies to a scheme which does not fall within paragraph (1), the information specified in paragraph (2B) must be made publicly available free of charge on a website in accordance with this regulation.

• (2) The specified information is the information which must be included in the most recent statement prepared under regulation 23 (annual statement regarding governance) of those Regulations in accordance with the following paragraphs of that regulation—

• (a) paragraph (1)(a);

• (aza) paragraph (1)(aza);

• (aa) paragraph (1)(aa);

• (b) paragraph (1)(c); ...

• (ba) paragraph (1)(cza);

• (c) paragraph (1)(ca); ...

• (d) paragraph (1)(cb) ; and

• (e) paragraph (1)(cc).

• (2A) The specified information is—

• (a) the latest statement of investment principles governing decisions about investments prepared for the scheme under section 35 of the 1995 Act; and

• (b) the information which must be included in the most recent document prepared under regulation 12 in accordance with paragraph 30(f) of Schedule 3.

• (2B) The specified information is—

• (a) the latest statement of investment principles governing decisions about investments prepared for the scheme under section 35 of the 1995 Act; and

• (b) the information which must be included in the most recent document prepared under regulation 12 in accordance with paragraph 30(ca) of Schedule 3.

• (3) Where this regulation applies—

• (a) a notification need not be given under regulation 27 in relation to the information on the website where information is given to the person in accordance with paragraph 5B(a) of Schedule 6 (statements of benefits: money purchase and cash balance benefits); and

• (b) the trustees or managers of the scheme must have regard to guidance prepared from time to time by the Secretary of State concerning the publication of the information.

• (4) Where a person requests the trustees or managers of the scheme to provide the information referred to in paragraph (2), (2A) or (2B) in hard copy form, the trustees or managers of the scheme must give that information to the person in hard copy form only where the trustees or managers are satisfied that it would be unreasonable for that person to obtain it from the website on which it is published.

• (5) Where information is required to be given in hard copy form in accordance with paragraph (4), it must be given within two months of the date the request is made.

Responsibility for giving information and documents

5B

In relation to the information that must be published on a website in accordance with regulation 29A(2) and (2A) (publishing charges and transaction costs and other relevant information)—

• (a) the information specified in sub-paragraphs (a) to (d) of regulation 27(2) (provision of information on a website); and

• (b) a statement explaining the circumstances in which the information will be provided on request in hard copy form.

Additional information available on request: pooled funds

12A

• (1) Where the scheme is a relevant scheme within the meaning of the Occupational Pension Schemes (Scheme Administration) Regulations 1996, a statement containing the information listed in paragraph 35 of Schedule 3 must be given on request to a member, or to a recognised trade union on behalf of the member, in accordance with this regulation.

• (2) The statement must be given within two months of the date the request is made and it must be given in accordance with regulation 26 (giving information and documents).

• (3) A statement is not required to be given where the request is made—

• (a) less than 6 months after the last occasion on which information was given to or in respect of the member under this regulation; or

• (b) by a recognised trade union unless it is relevant to the rights of a member who is in that recognised trade union.

Other information to be given on request

Transfer credits

PART6 — INFORMATION TO BE GIVEN ABOUT POOLED FUNDS

35

• (1) A statement identifying in relation to the provision of money purchase benefits to the member—

• (a) the international securities identification number (“the ISIN”) allocated in accordance with ISO 6166 (1st edition) published by the International Organisation for Standardisation on 31st August 2013 in relation to each collective investment scheme in which assets are directly invested on behalf of that member on the relevant date;

• (b) in the case of each unit-linked contract entered into by or on behalf of the trustees or managers which is in force on the relevant date in relation to that member, the ISIN (where present) relating to each collective investment scheme directly attributable to that contract; and

• (c) the name given by the manager of the collective investment scheme to the scheme to which an ISIN provided in accordance with sub-paragraph (a) or (b) relates.

• (2) In this paragraph—

• (a) “collective investment scheme” has the meaning given in regulation 1(2) (interpretation) of the Occupational Pension Schemes (Investment) Regulations 2005; and

• (b) “the relevant date” means—

• (i) the date the request is made under regulation 12A; or

• (ii) such earlier date as the trustees or managers of the scheme may specify which meets the following conditions—

• (aa) the date must be no more than 6 months before the date of the request; and

• (bb) the trustees or managers of the scheme must be satisfied that the investment options in which the assets of the member were invested on the date specified are the same as those in which the member is invested on the date of the request.

5A

Where the scheme is a relevant scheme within the meaning of the Occupational Pension Schemes (Scheme Administration) Regulations 1996, details of how the member may obtain on request the information specified in paragraph 35 of Schedule 3 (information to be given about pooled funds).

34A

Where the trustees are required to publish a report on a website in accordance with regulation 6(1)(b) of the Occupational Pension Schemes (Climate Change Governance and Reporting) Regulations 2021 (climate change reporting and publication requirements), the website address where the report for the year has been published.

10

Where the trustees are required to publish a report on a website in accordance with regulation 6(1)(b) of the Occupational Pension Schemes (Climate Change Governance and Reporting) Regulations 2021 (climate change reporting and publication requirements), in relation to the most recent report published—

• (a) the information specified in sub-paragraphs (a) to (d) of regulation 27(2) of these Regulations (provision of information on a website); and

• (b) a statement explaining any circumstances in which the report will be provided on request in hard copy form.

6A

Where the trustees are required to publish a report on a website in accordance with regulation 6(1)(b) of the Occupational Pension Schemes (Climate Change Governance and Reporting) Regulations 2021 (climate change reporting and publication requirements), in relation to the most recent report published—

• (a) the information specified in sub-paragraphs (a) to (d) of regulation 27(2) of these Regulations (provision of information on a website); and

• (b) a statement explaining any circumstances in which the report will be provided on request in hard copy form.

5C

Where the trustees are required to publish a report on a website in accordance with regulation 6(1)(b) of the Occupational Pension Schemes (Climate Change Governance and Reporting) Regulations 2021 (climate change reporting and publication requirements), in relation to the most recent report published—

• (a) the information specified in sub-paragraphs (a) to (d) of regulation 27(2) of these Regulations (provision of information on a website); and

• (b) a statement explaining any circumstances in which the report will be provided on request in hard copy form.

Requirement to refer members and survivors to guidance etc.

18C

• (1) Where this regulation applies, the requirements in the following regulations to provide the information on pensions guidance in Part 1 of Schedule 10 do not apply—

• (a) regulation 18A(1) and (2)(b) (information to be given on request and on a member providing certain information); and

• (b) regulation 18B(1) and (2) (information to be given on communicating with a member about what the member may do with flexible benefits).

• (2) Subject to paragraph (3), this regulation applies where the trustees or managers of an occupational pension scheme receive on or after 1st June 2022 from any person an application, or communication made in relation to an application, from a relevant beneficiary (“B”)—

• (a) to transfer any rights to flexible benefits accrued by B under the scheme; or

• (b) to start receiving flexible benefits provided by the scheme.